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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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$409,9903 bd · 2.5 ba · 1,550 sq ft

Active·Listed today

3524 Marsh Reserve Boulevard

Jacksonville, FL 32224

$409,990$265/sqftEst. $2,235/mo mortgageMLS# 2171847
3
Beds
2.5
Baths
1,550
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $211/mo1,307 sqft lotTownhouse2 stories

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About this home

Jacksonville

Welcome to this beautiful modern townhome in the desirable gated community of Pablo Cove! Offering 3 bedrooms, 2.5 bathrooms & an attached two-car garage, this home combines modern comfort with low-maintenance living. Step inside to an inviting open-concept layout with spacious living & dining areas flowing into a stylish kitchen featuring quartz countertops, a large center island, dark cabinetry, stainless steel appliances & a natural-gas range. Upstairs, the spacious primary suite offers a tray ceiling, walk-in closet & private bath with dual vanities & a walk-in shower. Additional highlights include upstairs laundry, secondary bedrooms & a welcoming front porch. Enjoy a community pool, fitness center, clubhouse & outdoor recreation areas. Ideally located minutes from Mayo Clinic, Jacksonville's beaches, JTB (Butler Boulevard), shopping, dining & everyday conveniences, with easy access to St. Johns Town Center & major roads.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,235
Property taxesest. at asking price, Duval County$669
HOAbilled monthly$211
Estimated total, before insurance$3,116/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,148/yr · $596/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$409,990
$81,998
Loan Term
Monthly Payment
$2,235
Principal & Interest: $2,235
Property taxes (est.): $669
Insurance (est.): $273
Estimated Total Monthly
$3,178
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,148/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 1, 2026Listed$409,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2643/2.51,589580.1
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.1
14113 Backbarrier Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$455,000$2863/2.51,5891060.2
3117 Coral Reef Drive, Jacksonville, FL 32224Listed by LPT REALTY LLCSep 2026$290,000$2673/21,086570.6
14750 Beach Boulevard 75, Jacksonville, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$299,000$2372/21,2641391
13703 N Richmond Park Drive N 2109, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$185,000$1512/21,229221.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,990
Price / Sq Ft$265
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,550
Acres0.03 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3524 Marsh Reserve Boulevard, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionPablo Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size1,306.8 sq ft
Parcel Number1670531635

Amenities

AmenitiesPool, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2

Exterior

Patio / PorchCovered

Additional Information

Date ListedNovember 2, 2026
Days on Market0
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA NamePablo Cove
Tax Amount$7,148
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AIM REALTY OF JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines