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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Sep 14, 2026·120 days on market·Recent sales in St. Augustine

3385 Coastal Highway 2

St. Augustine, FL 32084

$425,000sold priceListed at $459,000 · 92.6% of asking$236/sqftMLS# 2139044
4
Beds
3
Baths
1,800
Sq Ft
1983
Built
1
Garage
No
Pool
FEMA Zone XHOA $1100/moCondominium3 stories

About this home

St. Augustine

Seaside of Vilano - A Unique Beachside Community! Ocean And Intra-coastal Views with Luxurious Intra-coastal-view Pool! 4 bedrooms, 3 Baths with Balconies on Two Levels to Enjoy Ocean Breezes and Listening to the Soothing Waves! Intra-Coastal Views from Guest Bedrooms! Beach Access Just Across the Street and Intracoastal view community Pool!! Enjoy Stunning Sunrises Eastside and Glorious Sunsets Intracoastal Westside. Minutes to Historic Downtown, Vilano Town Center with Shopping, Restaurants and Publix Grocery. This Townhouse Style Condo has a 1 Car Attached Garage with Assigned Parking and Guest Parking. Tile Flooring Throughout Living, Kitchen Areas, Stairs! Hard-surface Kitchen Counters and Stainless Steel Appliances with Light Wood Cabinetry. Recent Updates: New A/C Heat system, Garage Door, New Trex Decking and Framing on both balconies, Dishwasher/Washer/Dryer. New insulation in ceiling/attic 2023. (Minimum 6 mo Lease)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, St. Johns County$566
HOAbilled monthly$1,100
Estimated total, before insurance$4,020/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,207/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $566
Insurance (est.): $283
Estimated Total Monthly
$3,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,000$385,000—
2024$363,000$363,000—
2023$397,947$338,207—
2022$363,000$307,461—
2021$284,900$279,510—
2020$254,100$254,100—

2025 property taxes (current owner): $5,207/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$459,000
  • Aug 18, 2026Pending$459,000
  • Jul 16, 2026Price change$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $351/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Ocean Hollow Lane 118, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTYOct 2026$409,000$3123/21,3131090.5
110 Ocean Hollow Lane 319, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$540,000$4113/21,313110.5
110 Ocean Hollow Lane 318, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2025$461,000$3513/21,31330.5
328 Village Drive F, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYJun 2026$860,000$3923/2.52,1931330.7
3324 Harbor Drive, St. Augustine, FL 32084Listed by CRYSTAL CLEAR REALTY, LLCJul 2026$710,000$3123/3.52,275601.1
3115 Harbor Drive 115, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDAug 2026$480,000$2762/21,7371131.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$255
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,800
Year Built1983
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address3385 Coastal Highway 2, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionSeaside Of Vilano Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1426560020
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Management - Off Site
UtilitiesElectricity Connected, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Guest

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories3
LevelsThree Or More

Additional Information

Date ListedJuly 16, 2026
Days on Market120
HOA Fees$1,100 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$5,207.2
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE COASTAL REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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