This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Aug 7, 2026·113 days on market·Recent sales in St. Augustine
3115 Harbor Drive 115
St. Augustine, FL 32084
About this home
St. Augustine
Experience it to truly appreciate it! This penthouse residence showcases sweeping, panoramic views of Camachee Marina, the Intracoastal Waterway, the St. Augustine Inlet, and the historic skyline of downtown St. Augustine. Convenient elevator access leads to this exceptional top-floor retreat. Camachee Island Condominium has successfully completed all required Milestone and Structural Integrity inspections. Improvements to the building include new balconies, hallway flooring and ceilings. Assessments have been fully paid by the seller -- offering added peace of mind to the next owner. Residence 3115 is the largest floor plan in this mid-rise building. Its distinctive, artistic design creates a dynamic living experience, blending expansive open spaces that frame the breathtaking views. A one-of-a-kind coastal sanctuary. Located close to Vilano Beach and downtown St. Augustine.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,827 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $508,710 | $283,230 | — |
| 2024 | $508,710 | $274,540 | — |
| 2023 | $508,710 | $265,087 | — |
| 2022 | $306,000 | $255,910 | — |
| 2021 | $297,000 | $247,000 | — |
| 2020 | $297,000 | $247,000 | — |
2025 property taxes (current owner): $3,992/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 8, 2026Closed$668,000
- Aug 5, 2026Pending$668,000
- Jul 7, 2026Active Under Contract$668,000
- May 24, 2026Listed$668,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $385/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3117 Harbor Drive, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2025 | $500,000 | $352 | 2/2 | 1,422 | 282 | 0.2 |
| 4000 Grande Vista Boulevard 15-130, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $265,000 | $206 | 2/2 | 1,284 | 28 | 0.9 |
| 4000 Grande Vista Boulevard 15-106, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUP | Jul 2026 | $317,500 | $195 | 3/2 | 1,629 | 6 | 0.9 |
| 4000 Grande Vista Boulevard 15-136, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Mar 2026 | $282,500 | $186 | 3/2 | 1,521 | 123 | 0.9 |
| 2960 Coastal Highway 4B, St. Augustine, FL 32084Listed by ASSIST2SELL BUYERS & SELLERS REALTY | Jul 2026 | $690,000 | $560 | 2/2 | 1,232 | 10 | 1 |
| 7 Sebastian Avenue C, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $840,000 | $480 | 3/2.5 | 1,750 | 0 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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