This home is in Fernandina Beach.
Pending·104 days on market
2144 Lakeside Drive E
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Tucked away in the heart of Egan's Bluff, this one checks a lot of boxes and then some. Sitting on ALMOST AN ACRE with towering oaks all around, it feels like your OWN SLICE OF AMELIA ISLAND that the rest of the world hasn't found yet. This 3 bedroom, 2 bath home offers 1,868 square feet of living space but honestly, the outdoor living is where this property really shines. With that much land, you have all the room you need to create a one-of-a-kind backyard oasis that's completely your own. And the backdrop? A BEAUTIFUL WATER VIEW that's part of the Egan's Creek Greenway Preserve system so you're not just looking at water, you're looking at protected NATURAL FLORIDA AT IT'S BEST. **Wildlife**tranquility, and**views that no one can ever build on. Inside, vaulted ceilings give it that big, airy feel, and with all the natural light pouring in, YOU'LL NEVER WANT TO LEAVE... Some other updates include the primary bathroom with a jetted soaking tub and a walk-in shower. Fresh interior pain
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $665,745 | $247,833 | — |
| 2024 | $619,950 | $240,141 | — |
| 2023 | $519,519 | $231,690 | — |
| 2022 | $504,062 | $223,485 | — |
| 2021 | $384,222 | $215,519 | — |
| 2020 | $337,804 | $211,353 | — |
2025 property taxes (current owner): $4,012/yr
Estimated taxes if purchased at asking price: ~$14,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,540 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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