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This home is in Fernandina Beach.

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Pending

3520 1ST Avenue, Fernandina Beach, FL 32034

$799,000
MLS# 2135658
3
Bedrooms
2
Bathrooms
1,406
Sq Ft
1979
Year Built

About This Home — 3520 1ST Avenue

Coastal Cottage tucked within lush no maintenance native Florida landscaping, the home feels like a private garden retreat walking distance to the beach. The generous 100x100 lot size provides rare space and flexibility, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm.

Features

Price$799,000
Price / Sq Ft$568
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,406
Acres0.23 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementarySouthside
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address3520 1ST Avenue, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,018.8 sq ft
Parcel Number000031168000120250
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)

Additional Information

Date ListedMay 9, 2026
Days on Market49
Tax Amount$10,711.76
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,253
Principal & Interest: $4,253
Est. Taxes & Insurance: $1,063
Estimated Total Monthly
$5,316
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida