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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jun 26, 2026·66 days on market·Recent sales in Shearwater·Shearwater

112 Bluffton Court

St. Augustine, FL 32092

$557,000sold priceListed at $570,500 · 97.6% of asking$213/sqftMLS# 2138323
4
Beds
2.5
Baths
2,609
Sq Ft
2016
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/mo6,098 sqft lotSingle Family Residence2 stories

About this home

Shearwater

Welcome to this beautifully maintained 4-bedroom, 2.5-bathroom home offering a thoughtfully designed layout, elevated finishes, and exceptional indoor-outdoor living. From the moment you enter, you're greeted by a versatile flex space that works perfectly as a home office, sitting area, or playroom, along with a dedicated dining space ideal for hosting. The home then opens into a bright and inviting open-concept kitchen and living area designed for both everyday living and effortless entertaining. The kitchen serves as the heart of the home, featuring granite countertops, rich espresso cabinetry with crown molding, stainless steel appliances including a gas range, a large center island with bar seating, a subway tile backsplash, and an additional prep or coffee station. All of this overlooks the main living area, creating a seamless and connected space filled with natural light. Upstairs, all four bedrooms are privately situated, including an expansive primary suite with plenty of

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,085
Property taxesest. at asking price, St. Johns County$741
HOAbilled annually$20
Estimated total, before insurance$3,846/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,893/yr · $241/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$557,000
$111,400
Loan Term
Monthly Payment
$3,085
Principal & Interest: $3,085
Property taxes (est.): $741
Insurance (est.): $371
Estimated Total Monthly
$4,198
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$470,062$0—
2024$474,806$0—
2023$478,613$0—
2022$426,783$0—
2021$325,549$247,421—
2020$313,405$243,315—

2025 property taxes (current owner): $2,893/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAXSep 2026$590,000$2174/32,723880.1
43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$547,500$2324/2.52,35700.1
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130.2
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.7
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401261.1
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461781.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$570,500
Price / Sq Ft$219
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,609
Acres0.14 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address112 Bluffton Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number0100122730
ZoningSingle Family

Amenities

AmenitiesChildren's Pool, Clubhouse, Dog Park, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesOther
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

FencingBack Yard, Full
Road SurfaceAsphalt

Additional Information

Date ListedApril 3, 2026
Days on Market66
HOA Fees$235.25 / Annually
HOA FrequencyAnnually
Tax Amount$2,892.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASTILLO REAL ESTATE JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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