Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.

Photo 1 / 84
Sold

Sold·Closed Jun 1, 2026·26 days on market·Recent sales in Beacon Lake·Beacon Lake

458 Convex Lane

St. Augustine, FL 32095

$585,000sold priceListed at $595,000 · 98.3% of asking$234/sqftMLS# 2138184
4
Beds
3
Baths
2,501
Sq Ft
2019
Built
2
Garage
No
Pool

19 more homes for sale in Beacon Lake →Search Beacon Lake on the map

HOA $5/mo8,276 sqft lotWaterfrontSingle Family Residence1 story

About this home

Beacon Lake

LOCATION LOCATION Gorgeous well maintained home just minutes to the Beach and to the amenities center. Beautiful open kitchen has quartz counters and stainless appliances, a nice island with generous pantry and serving station, breakfast nook and the flex room is your dinning room or office. Spacious primary suite and ensuite with roomy walk in shower. 2nd bedroom could be mother in-law or guest suite with its own nice bathroom. This is an open concept home with lots of light, lovely living room over looking screened lanai and yard. You will be in a most sought after school system public and private. Shopping, dinning, fishing, boating, football all easy access. Amenity center has a nice pool , gym, and tennis courts plus awesome community events. This is vacation every day, WELCOME TO FLORIDA LIVING.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled annually$5
Estimated total, before insurance$4,024/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,039/yr · $837/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$523,497$472,775—
2024$516,188$290,560—
2023$478,887$280,641—
2022$423,845$271,011—
2021$341,137$261,661—
2020$323,592$257,358—

2025 property taxes (current owner): $10,039/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963870.1
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477340.4
204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$530,000$2334/2.52,2701250.4
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328250.8
368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPAug 2026$540,000$2604/2.52,075501
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161181.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$238
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,501
Total Structure Area3,286 sq ft
Acres0.19 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

Community Information

Address458 Convex Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,276.4 sq ft
Lot Dimensions.19
Parcel Number0237211940
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Park, Playground
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedApril 3, 2026
Days on Market26
HOA Fees$61 / Annually
HOA FrequencyAnnually
Tax Amount$10,038.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IAD FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines