Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a home near Atlantic Coast High School.

Photo 1 / 42
Sold

Sold·Closed Jul 8, 2026·31 days on market·Recent sales in Deercreek·Deercreek

9912 Margate Hills Rd Road

Jacksonville, FL 32256

$930,000sold priceListed at $1,195,000 · 77.8% of asking$180/sqftMLS# 2138171
5
Beds
4.5
Baths
5,158
Sq Ft
1996
Built
3
Garage
Yes
Pool

2 more homes for sale in Deercreek →Search Deercreek on the map

FEMA Zone XHOA $120/mo1.38 acresWaterfrontSingle Family Residence2 stories

About this home

Deercreek

Back on Market- New Roof!!! Rare opportunity to lower your rate while customizing your ideal living space to live in a prestigious golf course country club community. This 2 story 5 bedroom 4.5 bath over 5,000 square feet pool home is situated on a 1.38 acre lake lot with room for expansion. Featuring a grand staircase in the entry way with a secondary staircase that adds seamless flow and functionality. Seller will provide a credit for rate buy down or upgrades with acceptable offer. A complimentary builder vision session is available to provide insight on design and renovation possibilities. Conventional renovation financing also available with preferred lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,151
Property taxesest. at asking price, Duval County$1,519
HOAbilled quarterly$120
Estimated total, before insurance$6,790/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$930,000
$186,000
Loan Term
Monthly Payment
$5,151
Principal & Interest: $5,151
Property taxes (est.): $1,519
Insurance (est.): $620
Estimated Total Monthly
$7,290
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$913,367$726,865—
2024$965,502$705,673▲ $79,770
2023$924,727$683,664—
2022$848,755$662,296—
2021$691,550$641,550—
2020$657,931$657,931—

Estimated taxes if purchased at asking price: ~$18,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$1,195,000
  • Apr 2, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8219 Chester Lake Road N, Jacksonville, FL 32256Listed by AIM REALTY OF JACKSONVILLEJun 2026$1,146,130$2546/54,505310.2
8278 Persimmon Hill Lane, Jacksonville, FL 32256Listed by FIRST COAST REALTY OF JACKSONVILLE INCJun 2026$1,000,000$1956/5.55,121650.7
10176 Silverbrook Trail, Jacksonville, FL 32256Listed by COLDWELL BANKER PREMIER PROPERTIESAug 2025$1,240,000$2476/5.55,02971.1
10086 Koster Street, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,287,000$3204/4.54,01621.2
11246 Town View Drive, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2025$695,000$1764/43,946861.4
8619 Pebble Creek Lane, Jacksonville, FL 32256Listed by EXIT 1 STOP REALTYApr 2026$825,000$1885/44,377291.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,195,000
Price / Sq Ft$232
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage5,158
Total Structure Area6,340 sq ft
Acres1.38 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

Community Information

Address9912 Margate Hills Rd Road, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeercreek Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size60,112.8 sq ft
Parcel Number1678011570
ZoningResidential

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingCircular Driveway, Garage
Waterfront TypeLake Front

Interior

AppliancesElectric Cooktop
HeatingCentral
CoolingCentral Air
FlooringCarpet, Marble
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryElectric Dryer Hookup

Exterior

RoofShingle

Additional Information

Date ListedApril 3, 2026
Days on Market31
HOA Fees$360 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DEERWOOD REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines