This home is in Jacksonville Beach.
Sold·Closed Jun 10, 2026·45 days on market·Recent sales in Jacksonville Beach
628 4th Avenue S
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Don't miss this amazing opportunity to live only 6 blocks from the beach right next to a park!! This home was beautifully built in just 2010 and features 3 bedrooms, 2 bathrooms, and a 2 car garage for your storage needs! Freshly painted interior with tall ceilings that invite you in, new luxury vinyl flooring in the bedrooms, and more!! The kitchen boasts gorgeous granite countertops, stainless steel appliances, and a long breakfast bar that is perfect for managing a busy household or entertaining! Never miss a moment of your favorite show or the game with the great open concept here! Brand new ROOF in March 2026 and water heater in 2024! Enjoy being close to endless local restaurants on the beach as well as all of your classic favorites! Publix shopping center only 1/2 a mile away!
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2010)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $489,044 | $459,256 | — |
| 2024 | $506,298 | $417,506 | ▲ $638 |
| 2023 | $436,963 | $379,551 | ▼ $76,176 |
| 2022 | $345,047 | $345,047 | ▼ $15,999 |
| 2021 | $302,613 | $302,613 | — |
| 2020 | $299,844 | $299,844 | — |
2025 property taxes (current owner): $8,660/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $529/sq ft; this home is listed at $395/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 222 7th Street S, Jacksonville Beach, FL 32250Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $625,000 | $454 | 3/2 | 1,378 | 3 | 0.1 |
| 612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Jul 2026 | $695,000 | $558 | 3/2 | 1,246 | 2 | 0.3 |
| 421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $465,000 | $477 | 3/1 | 975 | 57 | 0.6 |
| 138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $785,000 | $776 | 2/1.5 | 1,011 | 11 | 0.6 |
| 1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $455,000 | $474 | 2/2 | 960 | 68 | 0.6 |
| 827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Jul 2026 | $599,900 | $529 | 3/2 | 1,134 | 6 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BRANDYWINE HOMES USA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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