12258 Mariposa Avenue

Jacksonville, FL 32256

$1,039,645$329/sqftEst. $5,284/moMLS# 2137568

Beds

Baths

3,156

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Imagine coming home to the Pablo II, a stunning two-story home designed for light, space, and effortless living. A welcoming foyer opens to a dramatic living room with soaring two-story ceilings that fill the space with natural light--perfect for both entertaining and relaxing. The kitchen and dining area stay connected to the action and feature a walk-in pantry, while the covered lanai extends your living outdoors for the Florida lifestyle. The main floor includes a private primary suite, a flexible study, powder bath, laundry room, and the convenience of a two-car garage plus a separate one-car garage. Upstairs, open-to-below views keep the home feeling bright and connected. A spacious game room offers the perfect place to unwind, while secondary bedrooms include a Jack-and-Jill bath and an additional bedroom with its own walk-in closet and nearby bath--ideal for guests or growing families.

Cost to own

Mortgage calculator

Home Price

$1,039,645

Down Payment: 20%

$207,929

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,284

Principal & Interest: $5,284

Est. Taxes & Insurance: $1,321

Estimated Total Monthly

$6,605

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,284

Property taxesest. at asking price, Duval County$1,698

HOAbilled annually$79

Estimated total, before insurance$7,061/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.