This home is in Jacksonville.

Active

Active·110 days on market

12241 Mariposa Avenue

Jacksonville, FL 32256

$1,104,800$346/sqftEst. $5,616/moMLS# 2137566

Beds

Baths

3,196

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Step into the Palos Verdes: soaring ceilings, open living, and a gourmet kitchen perfect for entertaining. Main-floor primary suite with spa bath, upstairs game room, 3 bedrooms with walk-ins, and a covered lanai for indoor-outdoor Florida living. Fully customizable!

Cost to own

Mortgage calculator

Home Price

$1,104,800

Down Payment: 20%

$220,960

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,616

Principal & Interest: $5,616

Est. Taxes & Insurance: $1,404

Estimated Total Monthly

$7,019

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,616

Property taxesest. at asking price, Duval County$1,804

HOAbilled annually$79

Estimated total, before insurance$7,499/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History