This home is in Mill Creek Forest, St. Johns — a home near Bartram Trail High School.
Sold·Closed Jun 26, 2026·34 days on market·Recent sales in Mill Creek Forest·Mill Creek Forest
32 Valley Falls Way
St. Johns, FL 32259
15 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map
About this home
Mill Creek Forest
Move-in ready and loaded with upgrades, this Ella Farmhouse floor plan by Toll Brothers gives you the feel of new construction without the wait. Step inside and you'll notice the open layout, clean lines, and natural light that fills the main living spaces. The design flows with ease, making it simple to live, work, and host. The kitchen connects right into the main living area, creating a space where you can gather and stay connected. Every finish has already been selected and completed, so you can skip the stress and step right into a polished, finished home. Living here means more than just the home. Mill Creek Forest is a master-planned community built for an active lifestyle. You have access to resort-style amenities, walking trails, green spaces, and areas designed for gathering with friends and neighbors.
Next steps in Mill Creek Forest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $501,500 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $474,032 | $474,032 | — |
| 2024 | $454,230 | $442,666 | — |
| 2023 | $402,424 | $402,424 | — |
| 2022 | $100,800 | $100,800 | — |
2025 property taxes (current owner): $6,719/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Dalton Mill Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY | Sep 2026 | $540,000 | $300 | 3/2 | 1,801 | 56 | 0.4 |
| 207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATION | Aug 2026 | $805,000 | $275 | 4/3 | 2,930 | 7 | 0.7 |
| 146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Sep 2026 | $675,000 | $237 | 4/3 | 2,846 | 42 | 1 |
| 79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLC | Sep 2026 | $429,000 | $227 | 4/3 | 1,886 | 5 | 1.6 |
| 121 Balmoral Castle Drive, St. Johns, FL 32259Listed by 1 REALTY CORP | Sep 2026 | $440,000 | $229 | 4/2 | 1,923 | 43 | 1.7 |
| 737 Shetland Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $400,000 | $234 | 3/2 | 1,709 | 8 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mill Creek Forest
Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Mill Creek Forest homes for sale →Keep looking
More homes in Mill Creek Forest
For Sale145 Bridgeton StreetSt. Johns, FL 32259
3 bd · 2.5 ba · 2,170 sq ft
$515,000Est. $2,741/moEnjoy the best of St. Johns living in this beautifully maintained home tucked away in the gated community of Mill Creek…
Listing Office: coldwell banker vanguard realty
Under Contract274 Valley Falls WaySt. Johns, FL 32259
4 bd · 3 ba · 2,496 sq ft
$538,000Est. $2,863/moBANK APPRAISED and APPROVED PRICE Experience the pinnacle of sophisticated living in this exquisite Toll Brothers home…
Listing Office: real broker llc
For Sale272 Wye RoadSt. Johns, FL 32259
3 bd · 2 ba · 1,801 sq ft
$499,900Est. $2,661/mo**$499,900 • NO CDD FEES • PRICED TO SELL, This home priced BELOW RECENT NEIGHBORHOOD SALES! Possible Seller financing…
Listing Office: public services realty
For Sale131 Bridgeton StreetJacksonville, FL 32259
3 bd · 2.5 ba · 2,170 sq ft
$551,999Est. $2,938/moBeautiful move-in-ready home in the desirable gated community of Mill Creek Forest, featuring modern finishes, an open…
Listing Office: simp realty group llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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