This home is in Jacksonville.
Active Under Contract·111 days on market
12950 Old St Augustine Road
Jacksonville, FL 32258
About this home
Jacksonville
[Brand New W&D included w/ list price offer!] Welcome home to this like-new 2015 built residence, thoughtfully designed & meticulously maintained. This spacious home offers 4 beds, 2 baths, a dedicated dining area, & a large living room. The kitchen is beautifully appointed w/ white full-overlay cabinetry, granite counters, a classic subway tile backsplash, a breakfast bar, recessed lighting, & Brand New SS appliances! Retreat to the spacious primary suite, complete w/ a dual vanity & a large walk-in closet. Both bathrooms feature granite counters & elegantly tiled tub/shower surrounds with built-in niches, offering a polished, modern finish throughout. Enjoy durable wood-look tile flooring throughout the main living areas, complemented by plush carpeting in the bedrooms. Fresh interior AND exterior paint! Hardie board cementitious siding on the exterior & situated on a generously sized
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $363,750 | $345,782 | — |
| 2024 | $360,403 | $314,348 | — |
| 2023 | $340,052 | $285,771 | — |
| 2022 | $294,411 | $259,792 | ▲ $12,872 |
| 2021 | $236,175 | $236,175 | — |
| 2020 | $220,880 | $220,880 | ▲ $10,957 |
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,579 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 17, 2026Active Under Contract$369,700
- Jul 15, 2026Price change$369,700−$5,200
- Mar 28, 2026Listed$374,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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