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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Cove, St. Johns — a waterfront home in St. Johns County.

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Active

$727,9004 bd · 3.5 ba · 2,935 sq ft

Active·31 days on market·The Cove

598 Marquesa Circle

St. Johns, FL 32259

$727,900$248/sqftEst. $3,968/mo mortgageMLS# 2136780
↓ $21,000 below original list
4
Beds
3.5
Baths
2,935
Sq Ft
2022
Built
3
Garage
No
Pool

All The Cove homes for sale →Search The Cove on the map

FEMA Zone XHOA $83/mo8,712 sqft lotWaterfrontSingle Family Residence1 story

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About this home

The Cove

PRICE REDUCED - OWNERS RELOCATED AND MOTIVATED TO SELL. Priced below appraised value! Don't miss this rare opportunity to purchase a home with instant equity potential. STUNNING HOME IN A FANTASTIC LOCATION!! OVER $113K IN POST PURCHASE UPGRADES! Located on a premium corner lot, this home offers expansive water and protected preserve views with enhanced privacy - no neighbor and a landscaped berm on the one side. Enjoy sunrise views from the enclosed sunroom or extended patio, and sunset skies from the oversized front porch. This single level, open concept Taylor Morrison home features 4 bedrooms (including a private guest suite), 3.5 baths, a dedicated office, and an extended paver patio with flat stone pavers and decorative wall.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,968
Property taxesest. at asking price, St. Johns County$969
HOAbilled quarterly$83
Estimated total, before insurance$5,020/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,905/yr · $659/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$727,900
$145,580
Loan Term
Monthly Payment
$3,968
Principal & Interest: $3,968
Property taxes (est.): $969
Insurance (est.): $485
Estimated Total Monthly
$5,422
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $803,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$630,905$574,632—
2024$677,140$557,730—
2023$584,896$584,896—
2022$162,400$132,000—
2021$120,000$120,000—
2020$120,000$120,000—

2025 property taxes (current owner): $7,905/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$727,900−$5,000
  • Sep 4, 2026Price change$732,900−$5,000
  • Aug 16, 2026Price change$737,900−$10,000
  • Aug 5, 2026Price change$747,900−$1,000
  • Jul 1, 2026Listed$748,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUPOct 2026$615,000$2414/32,555530.2
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.4
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$750,000$2264/43,315680.7
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.7
24 Constance Lane, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATEOct 2026$595,000$2704/22,204480.9
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477341.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$727,900
Price / Sq Ft$248
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,935
Acres0.20 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address598 Marquesa Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionThe Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0237160940

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Patio / PorchFront Porch, Patio
RoofMetal
Road SurfaceAsphalt

Additional Information

Date ListedOctober 1, 2026
Days on Market31
HOA Fees$249.99 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$7,905.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Cove

The Cove is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all The Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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