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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a waterfront home in St. Johns County.

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Active

Active·33 days on market

598 Marquesa Circle

St. Johns, FL 32259

$748,900$255/sqftEst. $3,818/moMLS# 2136780
4
Beds
3
Baths
2,935
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

St. Johns

PRICE REDUCED - OWNERS RELOCATED AND MOTIVATED TO SELL STUNNING HOME IN A FANTASTIC LOCATION!! OVER $110K IN POST PURCHASE UPGRADES! Located on a premium corner lot, this home offers expansive water and protected preserve views with enhanced privacy - no neighbor and a landscaped berm on the one side. Enjoy sunrise views from the enclosed sunroom or extended patio, and sunset skies from the oversized front porch. This single level, open concept Taylor Morrison home features 4 bedrooms (including a private guest suite), 3.5 baths, a dedicated office, and an extended paver patio with flat stone pavers and decorative wall.

Cost to own

Mortgage calculator

$748,900
$149,780
Loan Term
Monthly Payment
$3,818
Principal & Interest: $3,818
Property taxes (est.): $997
Insurance (est.): $499
Estimated Total Monthly
$5,314
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,818
Property taxesest. at asking price, St. Johns County$997
HOAbilled quarterly$83
Estimated total, before insurance$4,898/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,905/yr · $659/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $803,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$630,905$574,632
2024$677,140$557,730
2023$584,896$584,896
2022$162,400$132,000
2021$120,000$120,000
2020$120,000$120,000

2025 property taxes (current owner): $7,905/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 1, 2026Listed$748,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$748,900
Price / Sq Ft$255
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,935
Acres0.20 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address598 Marquesa Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionThe Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0237160940

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Patio / PorchFront Porch, Patio
RoofMetal
Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2026
Days on Market130
HOA Fees$249.99 / Quarterly
HOA FrequencyQuarterly
HOA NameBeachwalk Clubhouse
HOA Fee IncludesSecurity
Tax Amount$7,905.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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