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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a golf community home on Amelia Island.

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Sold

Sold·Closed Aug 6, 2026·116 days on market·Recent sales in Amelia Island

2415 Los Robles Drive

Fernandina Beach, FL 32034

$1,000,100sold priceListed at $999,900 · 100% of asking$454/sqftMLS# 2136725
3
Beds
2
Baths
2,202
Sq Ft
1998
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.59 acresSingle Family Residence1 story

About this home

Fernandina Beach

Your perfect Amelia Island home is waiting! Nestled beneath gorgeous oak trees, this move-in ready, single-story pool home offers a highly desirable central island location on a quiet street. Recently updated, the residence features new wood and tile flooring throughout, along with a completely renovated kitchen showcasing new cabinetry, high-end appliances, and quartz countertops. Custom millwork, designer-quality finishes, and thoughtful touches throughout add warmth and uniqueness to this beautifully renovated home; even the laundry room, breakfast nook, and bath feature stylish new wallpaper! Situated on an oversized lot directly on the 9th fairway of the City of Fernandina Golf Course, this home is designed for both relaxation and entertaining. One of the true highlights is the expansive screened-in patio and porch area, offering both covered and uncovered spaces to gather, along with a spacious pool, spa, and plenty of room beyond for kids and pets to play.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,540
Property taxesest. at asking price, Nassau County$1,381
Estimated total, before insurance$6,920/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,027/yr · $919/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,100
$200,020
Loan Term
Monthly Payment
$5,540
Principal & Interest: $5,540
Property taxes (est.): $1,381
Insurance (est.): $667
Estimated Total Monthly
$7,587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$802,668$603,016—
2024$737,182$585,314—
2023$585,208$482,250—
2022$552,647$466,748—
2021$454,721$271,887—
2020$382,933$267,443—

2025 property taxes (current owner): $11,027/yr

Estimated taxes if purchased at asking price: ~$16,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$999,900
  • Jul 10, 2026Price change$999,900−$49,100
  • Jul 8, 2026Price change$1,049,000−$26,000
  • Mar 25, 2026Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $371/sq ft; this home is listed at $454/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4433 Bean Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$799,900$3473/2.52,304160.5
4630 Glyn Woods Court, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$682,500$3403/2.52,0061750.9
2144 Lakeside Drive E, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$875,000$4683/21,868421
3124 Big Pine Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$769,900$4003/21,92791
3110 Egans Bluff Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$645,000$2493/22,590391.1
4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANYAug 2026$950,000$3714/32,55931.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$999,900
Price / Sq Ft$454
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,202
Acres0.59 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address2415 Los Robles Drive, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionSelva Verda
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size25,700.4 sq ft
Parcel Number000031168600470000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)
Spa FeaturesIn Ground

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s)

Additional Information

Date ListedMarch 26, 2026
Days on Market116
Tax Amount$11,026.93
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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