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This home is in Seabrook, Ponte Vedra — a new construction home in Nocatee.

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Active

Active·158 days on market·Seabrook

103 Blue Oak Court

Ponte Vedra, FL 32081

$649,999$287/sqftEst. $3,342/moMLS# 2136694

Beds

Baths

2,263

Sq Ft

2026

Built

Garage

Pool

About this home

Seabrook

Stunning New Construction in Seabrook Village with Thoughtful Design and Prime Location! Welcome to 103 Blue Oak Court, a beautifully crafted home in the highly desirable Seabrook Village Phase 1, designed to simplify your lifestyle while maximizing comfort and space. This thoughtfully designed home features a spacious first floor primary suite, creating a private retreat separate from the rest of the home. A dedicated study and convenient half bath on the main level provide flexibility for remote work or hosting guests. The open concept layout offers a seamless flow from the kitchen to the dining and family room, making everyday living and entertaining effortless. Triple sliding glass doors extend your living space outdoors, filling the home with natural light and creating the perfect indoor-outdoor connection.

Cost to own

Mortgage calculator

Home Price

$649,999

Down Payment: 20%

$130,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,342

Principal & Interest: $3,342

Property taxes (est.): $865

Insurance (est.): $433

Estimated Total Monthly

$4,640

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,342

Property taxesest. at asking price, St. Johns County$865

HOAbilled annually$70

Estimated total, before insurance$4,277/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Price change$649,999−$7,466
Mar 25, 2026Listed$657,465

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,999

Price / Sq Ft$287

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,263

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementarySabal Crest Academy

MiddleSabal Crest Academy

HighAllen D. Nease

Community Information

Address103 Blue Oak Court, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionSeabrook

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows

ParkingGarage, Garage Door Opener