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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Sold

Sold·Closed Jun 11, 2026·49 days on market·Recent sales in Riverside·Riverside

2035 Ernest Street

Jacksonville, FL 32204

$535,000sold priceListed at $550,000 · 97.3% of asking$254/sqftMLS# 2136654
3
Beds
2.5
Baths
2,110
Sq Ft
1914
Built
—
Garage
No
Pool

66 more homes for sale in Riverside →Search Riverside on the map

No HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Riverside

Prime Location! Five minute walk to 5-Points and Arts Market. Restaurants, museums, bars, coffee shops, Saint Johns River and more are all walk distance. Step into timeless character with this beautifully preserved 1914 historic home in the heart of Riverside and Avondale, one of Jacksonville's most desirable neighborhoods. Thoughtfully updated while honoring its original craftsmanship. This 2-story residence showcases original rich hardwood floors, a classic fireplace, elegant sliding pocket doors, and a striking stained glass window that highlights the grand staircase. Formal living & dining rooms are enhanced by crown molding and wainscoting, while surround sound in the living room adds a modern touch. Offering 3 bedrooms and 2.5 bathrooms, the home includes a spacious primary suite with an oversized walk-in shower, a generous walk-in closet with in-unit laundry conveniently tucked inside and a recently renovated powder bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, Duval County$874
Estimated total, before insurance$3,837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,818/yr · $485/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $874
Insurance (est.): $357
Estimated Total Monthly
$4,194
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $500,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$305,172$305,172—
2025$371,843$297,080▲ $15,683
2024$304,967$304,967—
2024$338,000$288,000▼ $272
2023$179,095$179,095—
2023$327,104$327,104▼ $32,173
2022$174,611$174,611—
2022$342,764$85,677▲ $45,959
2021$174,691$174,691—
2021$253,851$81,726—
2020$175,115$162,293—
2020$247,048$79,908—

2025 property taxes (current owner): $5,818/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOMEOct 2026$750,000$3264/32,301200
2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$675,000$2704/32,500670.2
2316 Dellwood Avenue, Jacksonville, FL 32204Listed by THE LEGENDS OF REAL ESTATEAug 2026$365,000$2133/21,712330.3
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.4
2653 Forbes Street, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCAug 2026$125,000$613/22,04500.7
2686 Green Street, Jacksonville, FL 32204Listed by SOUTHEAST ATLANTIC REALTYAug 2026$523,000$2563/2.52,0411830.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$261
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,110
Acres0.14 acres
Year Built1914
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2035 Ernest Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number0914600000

Amenities

UtilitiesElectricity Connected, Natural Gas Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Electric Oven, Gas Range
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo
Security24 Hour Security

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofShingle
ConstructionFrame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 27, 2026
Days on Market49
Tax Amount$5,817.71
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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