This home is in Jacksonville.

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Pending

Pending·119 days on market

4031 Lingo Lane

Jacksonville, FL 32257

$391,490$195/sqftEst. $1,990/moMLS# 2136256

Beds

Baths

2,005

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Under Construction -Ready June 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Wigeon floor plan by Lennar Townhomes -- offering 4 bedrooms, 2.5 bathrooms, and a spacious two-car garage. This beautifully designed home includes Lennar's signature Everything's Included features: elegant white quartz countertops, 42-inch cabinetry, and a full suite of Frigidaire stainless steel appliances including range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is installed in all wet areas and extended into the living, dining, and hallway spaces. Additional highlights include quartz vanities, window blinds throughout, a water heater, pre-screened lanai, full sprinkler system, and a pavered driveway. Also Upcoming - Prewired dedicated circuit for EV charger (rough in only) Enjoy peace of mind with a 1-year builder warranty, a dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$391,490

Down Payment: 20%

$78,298

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,990

Principal & Interest: $1,990

Est. Taxes & Insurance: $497

Estimated Total Monthly

$2,487

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,990

Property taxesest. at asking price, Duval County$639

HOAbilled monthly$250

Estimated total, before insurance$2,879/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,206/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,468 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.