This home is in Jacksonville.
Pending·211 days on market
1801 Lake Road
Jacksonville, FL 32226
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
**Price Improvement**Must-see RARE GEM! This stunning two-story home features 5 bedrooms and 3.5 bathrooms, situated on 2.42 private acres, and includes a separate one-bedroom Accessory Dwelling Unit (ADU) with its own attached two-car garage--perfect for guests, extended family, or rental income potential. The property also boasts a 24x35 fully wired metal workshop with a finished shark floor, workbench, 10-foot bay door, and additional walk-through access--ideal for hobbyists, storage, or small business use. Inside the main home, you'll find two spacious primary suites--one conveniently located on the main level and another upstairs--offering flexibility and comfort for multi-generational living. Enjoy peaceful, tranquil views from the welcoming front porch, while the fully fenced backyard provides a safe and spacious area for family and pets. Relax on the back porch surrounded by wooded views, or entertain guests in the Florida Room overlooking the patio area.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,703 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 8 mi · 35 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 6 mi · 4.3 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest youth league fields
Tom Marshall Parkabout 3 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 3 mi · 731 Duval Station Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:30 AM, sunset 6:52 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $637,558 | $292,515 | — |
| 2024 | $634,373 | $254,134 | ▼ $126 |
| 2023 | $596,149 | $245,276 | — |
| 2022 | $543,471 | $236,676 | ▲ $36,225 |
| 2021 | $429,355 | $228,327 | ▲ $4,840 |
| 2020 | $412,748 | $224,485 | — |
2025 property taxes (current owner): $6,091/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 17, 2026Pending$799,000
- Aug 12, 2026Price change$799,000−$10,000
- Mar 21, 2026Listed$809,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 15113 N Reef Drive, Jacksonville, FL 32226Listed by REAL BROKER LLC | Apr 2026 | $420,000 | $163 | 4/2.5 | 2,582 | 218 | 0.9 |
| 2753 Egret Walk Terrace N, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jun 2026 | $627,000 | $188 | 4/3.5 | 3,335 | 51 | 1.2 |
| 14610 Lattice Court, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $474,000 | $167 | 5/4 | 2,840 | 77 | 1.3 |
| 2985 Cape View Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Apr 2026 | $631,000 | $218 | 4/3 | 2,898 | 51 | 1.3 |
| 2878 Amelia Bluff Drive, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $605,000 | $179 | 4/2.5 | 3,377 | 16 | 1.5 |
| 14715 Starratt Creek Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Sep 2026 | $540,000 | $192 | 5/3.5 | 2,815 | 127 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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