This home is in Jacksonville.
Active·117 days on market
1801 Lake Road
Jacksonville, FL 32226
About this home
Jacksonville
**Price Improvement**Must-see RARE GEM! This stunning two-story home features 5 bedrooms and 3.5 bathrooms, situated on 2.42 private acres, and includes a separate one-bedroom Accessory Dwelling Unit (ADU) with its own attached two-car garage--perfect for guests, extended family, or rental income potential. The property also boasts a 24x35 fully wired metal workshop with a finished shark floor, workbench, 10-foot bay door, and additional walk-through access--ideal for hobbyists, storage, or small business use. Inside the main home, you'll find two spacious primary suites--one conveniently located on the main level and another upstairs--offering flexibility and comfort for multi-generational living. Enjoy peaceful, tranquil views from the welcoming front porch, while the fully fenced backyard provides a safe and spacious area for family and pets. Relax on the back porch surrounded by wooded views, or entertain guests in the Florida Room overlooking the patio area.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $637,558 | $292,515 | — |
| 2024 | $634,373 | $254,134 | ▼ $126 |
| 2023 | $596,149 | $245,276 | — |
| 2022 | $543,471 | $236,676 | ▲ $36,225 |
| 2021 | $429,355 | $228,327 | ▲ $4,840 |
| 2020 | $412,748 | $224,485 | — |
2025 property taxes (current owner): $6,091/yr
Estimated taxes if purchased at asking price: ~$15,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,703 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 21, 2026Listed$809,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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