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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$690,0006 bd · 6 ba · 3,472 sq ft

Active·158 days on market

3264 St Augustine Road

Jacksonville, FL 32207

$690,000$199/sqftEst. $3,762/mo mortgageMLS# 2148858
↓ $179,000 below original list
6
Beds
6
Baths
3,472
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.40 acresMulti Family1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Investment opportunity just minutes from San Marco Square! Located less than a mile from one of Jax's most vibrant dining, shopping, & entertainment districts, this well-maintained six-unit multifamily property offers strong income potential in a highly desirable rental market. The property features six 1-bedr, 1-bath apartments, wi/ 5 of the 6 units thoughtfully updated to include stainless steel appliances, granite countertops, upgraded bathroom finishes, fresh interior & exterior paint, & durable tile & luxury vinyl plank flooring throughout. Each unit includes separate water & electric meters, helping minimize owner expenses, plus two dedicated parking spaces per residence. Situated in a private, quiet setting, the property benefits from a stable tenant base, including two long-term residents. Whether you're looking to expand your portfolio, complete a 1031 exchange, or invest in Jacksonville's growing urban core, this turnkey multifamily asset offers an excellent combination of

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,762
Property taxesest. at asking price, Duval County$1,127
Estimated total, before insurance$4,889/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,728/yr · $1,144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$690,000
$138,000
Loan Term
Monthly Payment
$3,762
Principal & Interest: $3,762
Property taxes (est.): $1,127
Insurance (est.): $460
Estimated Total Monthly
$5,349
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $820,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$959,800$0—
2025$767,312$767,312—
2024$699,000$0—
2024$749,952$749,952—
2023$699,000$0—
2023$703,080$703,080—
2022$699,000$0—
2022$506,086$457,006—
2021$699,000$0—
2021$415,460$415,460—
2020$405,600$0—
2020$382,232$382,232—

2025 property taxes (current owner): $13,728/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Price change$690,000−$100,000
  • Jul 21, 2026Price change$790,000−$79,000
  • Jun 4, 2026Listed$869,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3365 Drew Street, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSDec 2025$500,000$1579/53,177340.2
3005 Walton Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2025$575,000$1328/44,36010.9
4056-58 Grant Road, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYSep 2026$450,000$1796/42,5081201
3159 Belden Street, Jacksonville, FL 32207Listed by THIRDSTONE PROPERTIES LLCJul 2026$520,000$1488/43,520401
3145 Belden Street, Jacksonville, FL 32207Listed by SALT RUN REAL ESTATEDec 2025$560,000$1598/43,5201371
4050 4052 Grant Road, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYJul 2025$450,000$1796/42,5081201

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$690,000
Price / Sq Ft$199
Bedrooms6
Bathrooms6.00
Full Baths6
Square Footage3,472
Acres0.40 acres
Year Built1961
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHendricks Avenue, reported on 2 other Section Land listings
MiddleAlfred Dupont, reported on 2 other Section Land listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3264 St Augustine Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size17,424 sq ft
Parcel Number0821500000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingParking Lot, Shared Driveway

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryNone

Exterior

Lot DescriptionFew Trees
ConstructionConcrete
Other StructuresShed(s)

Additional Information

Date ListedJune 5, 2026
Days on Market158
Tax Amount$13,728.24
Tax Year2025
Listing TermsCash, Conventional, VA Loan
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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