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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 2, 2026·77 days on market·Recent sales in Jacksonville

14610 Lattice Court

Jacksonville, FL 32226

$474,000sold priceListed at $474,000 · 100% of asking$167/sqftMLS# 2139687
5
Beds
4
Baths
2,840
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $116/moSingle Family Residence1 story

About this home

Jacksonville

VA ASSUMABLE LOAN! Move-in ready home in Timber Cove with no CDD fees and low HOA. This well-maintained single-story residence offers 5 bedrooms, 3.5 bathrooms, and over 2,800 square feet of living space. The upgraded gourmet kitchen features an oversized island, upgraded cabinetry, stainless steel appliances, vent hood, backsplash, and a spacious corner pantry. The open-concept layout flows into the family room with tray ceiling and ceiling fan, as well as a dedicated dining area. The primary suite includes a tray ceiling, ceiling fan, and preserve views, with direct access via sliding doors to a covered, screened lanai. The en-suite bath offers dual vanities and an upgraded walk-in shower. Additional bedrooms are generously sized, with one ideal for an office or flex space. Interior features include LVP flooring throughout and thoughtful upgrades. Situated at the end of a cul-de-sac with only one neighboring property, this home offers added privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,626
Property taxesest. at asking price, Duval County$774
HOAbilled monthly$116
Estimated total, before insurance$3,515/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,000
$94,800
Loan Term
Monthly Payment
$2,626
Principal & Interest: $2,626
Property taxes (est.): $774
Insurance (est.): $316
Estimated Total Monthly
$3,716
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $446,400 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$398,332$398,332—
2024$399,036$399,036—
2023$75,000$70,142—
2022$65,000$63,766—

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$474,000
  • Apr 12, 2026Listed$474,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14720 Compass Drive, Jacksonville, FL 32226Listed by 1 REALTY CORPOct 2026$444,900$2234/2.51,994500.2
14845 Cape Drive E, Jacksonville, FL 32226Listed by COWFORD REALTY & DESIGN LLCJul 2026$390,000$1684/22,31540.4
15076 Cape Drive E, Jacksonville, FL 32226Listed by WATSON REALTY CORPAug 2026$378,000$1863/22,0342220.5
14117 Fish Eagle Drive E, Jacksonville, FL 32226Listed by MOMENTUM REALTYJul 2026$290,000$1354/22,142200.6
14221 Sea Eagle Drive, Jacksonville, FL 32226Listed by LANDBRIDGE REALTY GROUP LLCJun 2026$365,000$1734/32,1101350.6
2959 Preserve Landing Dr Drive, Jacksonville, FL 32226Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$523,000$2304/32,270730.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$474,000
Price / Sq Ft$167
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,840
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14610 Lattice Court, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionTimber Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Parcel Number1063741530
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 13, 2026
Days on Market77
HOA Fees$116 / Monthly
HOA FrequencyMonthly
Listing TermsAssumable, Cash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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