This home is in Jacksonville.
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Sold·Closed Apr 10, 2026·218 days on market·Recent sales in Jacksonville
15113 N Reef Drive
Jacksonville, FL 32226
About this home
Jacksonville
Step into luxury at 15113 N Reef Drive, Jacksonville, FL 32226! This captivating residence is a 2 story masterpiece crafted by Minorcan Builders, offering 2,582 square feet, 4 bedrooms,office, a bonus room, 2.5 baths, and a 2 car garage, all nestled on a spacious lot. The perfect blend of elegance and comfort awaits you in every corner of this stunning property. Spectacular Features: - Immaculate 2-story design for a grand and elegant ambiance. - Thoughtfully crafted by renowned Minorcan Builders for superior quality. - Luxurious 4 bedrooms providing ample space for relaxation and rejuvenation. - Versatile bonus room and office perfect for work, play, or creative pursuits. - 2.5 beautifully appointed bathrooms for your convenience and style. - Spacious 2 car garage ensuring easy parking and storage. - Expansive lot (.68!!) offering endless opportunities for outdoor enjoyment.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,639 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 7 mi · 35 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 5 mi · 4.3 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest youth league fields
Tom Marshall Parkabout 3 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 3 mi · 731 Duval Station Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,515/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 15076 Cape Drive E, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Aug 2026 | $378,000 | $186 | 3/2 | 2,034 | 222 | 0.1 |
| 15274 Landmark Circle N, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jul 2026 | $348,000 | $191 | 3/2 | 1,819 | 127 | 0.3 |
| 14845 Cape Drive E, Jacksonville, FL 32226Listed by COWFORD REALTY & DESIGN LLC | Jul 2026 | $390,000 | $168 | 4/2 | 2,315 | 4 | 0.3 |
| 15221 Landmark Circle N, Jacksonville, FL 32226Listed by KELLER WILLIAMS FIRST COAST REALTY | Jul 2026 | $401,000 | $193 | 3/2 | 2,080 | 111 | 0.3 |
| 14720 Compass Drive, Jacksonville, FL 32226Listed by 1 REALTY CORP | Oct 2026 | $444,900 | $223 | 4/2.5 | 1,994 | 50 | 0.4 |
| 15443 Cape Drive S, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Aug 2026 | $380,000 | $195 | 3/2 | 1,945 | 7 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Sold by: YOUR HOME SOLD GUARANTEED REALTY ADVISORS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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