This home is in Johns Creek, St. Augustine.

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Active

Active·118 days on market·Johns Creek

517 Johns Creek Parkway

St. Augustine, FL 32092

$476,999$168/sqftEst. $2,539/moMLS# 2135996

Beds

Baths

2,834

Sq Ft

2004

Built

Garage

Pool

About this home

Johns Creek

Motivated Sellers! This spacious 5-bedroom, 3-bath home is located on a private preserve as your backdrop! The open floorplan flows through the kitchen into a generous family room featuring a cozy wood-burning fireplace. Sliding glass doors open to a large screened lanai for effortless indoor/outdoor living & continue to the backyard where a welcoming firepit awaits! Gardeners area, ideal for year-round herbs and edibles.The upstairs bonus / 5th bedroom offers incredible flexibility with its own full bath and two closets. The primary suite provides a retreat with two walk-in closets and an en-suite bath with double vanities, separate shower, soaking tub. A front living/dining room adds even more versatility, giving everyone space to spread out or gather as needed. NEW DISHWASHER, DISPOSAL & WATER HEATER! ROOF 2023. WASHER/DRYER, ALL KITCHEN APPLIANCES AND GARAGE FRIDGE CONVEY. located near major shops and top schools. See Docs tab and Photos/Virtual walkthrough.

Cost to own

Mortgage calculator

Home Price

$476,999

Down Payment: 20%

$95,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,425

Principal & Interest: $2,425

Est. Taxes & Insurance: $606

Estimated Total Monthly

$3,031

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,539

Property taxesest. at asking price, St. Johns County$635

HOAbilled annually$10

Estimated total, before insurance$3,183/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$411,855	$239,003	—
2024	$431,821	$231,560	—
2023	$420,253	$223,359	—
2022	$371,922	$215,397	—
2021	$284,927	$207,667	—
2020	$264,651	$201,860	—

2025 property taxes (current owner): $6,250/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Price change$476,999−$10,000
Mar 20, 2026Listed$486,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$476,999

Price / Sq Ft$168

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,834

Acres0.24 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address517 Johns Creek Parkway, St. Augustine, FL 32092

Area304- 210 South

SubdivisionJohns Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,454.4 sq ft

Lot Dimensions158.25 x 65

Parcel Number0099812440

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Management - Off Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecuritySmoke Detector(s)