This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 1, 2026·5 days on market·Recent sales in Jacksonville
4441 Ortega Farms Circle
Jacksonville, FL 32210
About this home
Jacksonville
MULTIPLE OFFERS RECEIVED. Highest and best due Monday 3/30 at 4pm. Almost 3 private acres along the Ortega River with 200 feet of pristine waterfront create a rare opportunity to design your ideal retreat. The existing 4-bedroom, 3 bath residence, with a detached guest cottage, and 3-car garage with workshop, offers renovation potential, or you can start fresh and build a custom estate or multi-generational compound. Enjoy tranquil north-facing river views overlooking the boatyards, providing consistent natural light without the harsh heat of direct eastern or western exposure. Whether you envision a peaceful sanctuary or an expansive family retreat, this property offers unmatched flexibility and endless possibilities. Create your forever waterfront escape today.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,378 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $676,620 | $676,620 | — |
| 2024 | $677,569 | $677,569 | ▲ $7,997 |
| 2023 | $697,813 | $697,813 | ▲ $66,305 |
| 2022 | $619,241 | $375,865 | — |
| 2021 | $570,599 | $363,447 | ▲ $14,423 |
| 2020 | $550,545 | $357,732 | ▼ $26,522 |
2025 property taxes (current owner): $12,418/yr
Estimated taxes if purchased at asking price: ~$16,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $307/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4412 Travelers Road, Jacksonville, FL 32210Listed by OPENDOOR BROKERAGE, LLC. | Aug 2026 | $345,000 | $130 | 4/2.5 | 2,663 | 9 | 0.5 |
| 3030 Lake Shore Boulevard, Jacksonville, FL 32210Listed by WATSON REALTY CORP | Jun 2026 | $1,250,000 | $341 | 5/3.5 | 3,670 | 9 | 0.5 |
| 5627 Ft Sumter Road, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $379,000 | $165 | 3/2 | 2,300 | 12 | 0.6 |
| 4737 Exeter Lane, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Oct 2026 | $950,000 | $273 | 4/4.5 | 3,480 | 9 | 0.6 |
| 4324 Charleston Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORP | Feb 2026 | $348,400 | $154 | 4/2 | 2,268 | 132 | 0.6 |
| 4254 Confederate Point Road, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $350,000 | $135 | 3/2.5 | 2,594 | 12 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines