This home is in Jacksonville.

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Active

Active·119 days on market

327 Greencastle Road 54

Jacksonville, FL 32225

$179,000$120/sqftEst. $953/moMLS# 2135590

Beds

Baths

1,496

Sq Ft

1973

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this meticulously maintained, private, end-unit condo located across from a peaceful wooded preserve and creek. This light-filled home features the living room, dining area, kitchen, and half bath on the main floor. Upstairs offers two spacious primary suites, each with private full bathrooms and walk-in closets. No carpet throughout, with updated flooring including wood stairs and upstairs, plus soundproofing for a quiet space below. The kitchen features pull-out shelving for easy access. Major updates include newer windows, HVAC (2020), hot water heater (2022), updated plumbing and wiring, new breaker box (2018), and 2019 roof and gutters. Enjoy a private patio, extra storage closet on patio and under stairs, and 2 dedicated parking spaces. HOA includes water, exterior maintenance, roof, lawn care, termite prevention, and access to pools, tennis courts, fitness center, clubhouse, and so much more!!

Cost to own

Mortgage calculator

Home Price

$179,000

Down Payment: 20%

$35,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$910

Principal & Interest: $910

Est. Taxes & Insurance: $227

Estimated Total Monthly

$1,137

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$953

Property taxesest. at asking price, Duval County$292

HOAbilled monthly$531

Estimated total, before insurance$1,776/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$126,000	$115,956	▼ $9,000
2024	$135,000	$105,415	—
2023	$135,000	$95,832	—
2022	$93,500	$87,120	—
2021	$82,000	$79,200	—
2020	$72,000	$72,000	—

2025 property taxes (current owner): $2,150/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History