This home is in Jacksonville.

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Pending

Pending·194 days on market

1159 E Romaine Circle E

Jacksonville, FL 32225

$244,800$185/sqftEst. $1,248/moMLS# 2125553

Beds

Baths

1,321

Sq Ft

1986

Built

Garage

Pool

About this home

Jacksonville

Step into 1159 Romaine Circle E, a fully renovated, move-in-ready patio home in Jacksonville's Brookwood Forest community. Located on a spacious corner lot just minutes from I-295 and Naval Station Mayport, this 2-bedroom, 2-bath home with a 1-car garage offers the perfect blend of modern upgrades, low-maintenance living, and prime location. A private gated courtyard entry creates a peaceful outdoor retreat. Inside, enjoy new luxury flooring, fresh interior paint, and abundant natural light throughout. The open-concept living and dining area features soaring ceilings, a statement chandelier, and a designer tile fireplace, ideal for entertaining. The fully updated kitchen is a standout, boasting granite countertops, new stainless steel appliances, custom cabinetry, and built-in shelving perfect for a coffee bar or beverage station. A dedicated laundry room with washer and dryer adds convenience.

Cost to own

Mortgage calculator

Home Price

$244,800

Down Payment: 20%

$48,960

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,248

Principal & Interest: $1,248

Property taxes (est.): $400

Insurance (est.): $163

Estimated Total Monthly

$1,811

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,248

Property taxesest. at asking price, Duval County$400

HOAbilled monthly$28

Estimated total, before insurance$1,676/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$848/yr · $71/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$175,806	$25,000	—
2024	$163,676	$25,000	—
2023	$159,047	$25,000	—
2022	$136,751	$25,000	—
2021	$111,607	$25,000	—
2020	$103,407	$25,000	—

2025 property taxes (current owner): $848/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.