This home is in Jacksonville.
Pending·23 days on market
1105 Romaine Circle W
Jacksonville, FL 32225
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome home to this beautifully updated end-unit townhome, where added privacy, a functional floor plan, and thoughtful improvements come together for easy, low-maintenance living. Upstairs, you'll find two spacious primary suites, each with its own private bathroom and linen closet. One suite features two closets and a walk-in shower, while the other offers a bathtub. Downstairs, a convenient half bathroom and under-the-stairs storage add even more functionality to the layout. The kitchen was completely remodeled in 2021 with Kemper cabinetry featuring soft-close doors and drawers, along with new appliances. Tile flooring was also installed downstairs in 2021, and the main level features smooth ceilings with no popcorn texture. Additional improvements include a roof replaced in 2018, garage door replaced in 2020, added foam insulation in the attic, a Nest thermostat that will remain with the home, and an owned salt-system water softener.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,660 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,229/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Pending$250,000
- Sep 17, 2026Active$250,000
- Sep 14, 2026Listed$250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $158/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1135 Romaine Circle W, Jacksonville, FL 32225Listed by FLATFLEE.COM INC | Oct 2026 | $135,000 | $87 | 3/2 | 1,548 | 19 | 0 |
| 1159 E Romaine Circle E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $220,000 | $167 | 2/2 | 1,321 | 157 | 0.1 |
| 325 Greencastle Drive 55, Jacksonville, FL 32225Listed by ZALLOUM REALTY LLC | Aug 2026 | $173,900 | $122 | 2/2.5 | 1,428 | 12 | 0.8 |
| 1545 Landau Road, Jacksonville, FL 32225Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $215,000 | $146 | 3/2.5 | 1,468 | 22 | 0.9 |
| 1591 Landau Road, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $200,000 | $136 | 3/2.5 | 1,468 | 81 | 1 |
| 1541 Acken Drive, Jacksonville, FL 32225Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $227,000 | $159 | 3/2.5 | 1,428 | 84 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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