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This home is in eTown, Jacksonville.

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Active

Active·59 days on market·eTown

9945 Element Road

Jacksonville, FL 32256

$519,900$223/sqftEst. $2,643/moMLS# 2140290
4
Beds
3
Baths
2,331
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

eTown

''Final opportunities in Kettering at eTown!'' Designed just like the beautiful model, the Rosamond villa is truly spectacular. This home offers the perfect space for entertaining and offers a lot of versatility. As you enter you are greeted by an open dining area that leads into the kitchen and living area. The gourmet kitchen is nicely appointed with upgraded painted linen (white) cabinetry, a stainless steel hood, quartz counter top, subway tile backsplash and LVP flooring throughout the entire home. The bedroom on the first floor provides a great guest, in law suite, or designated office. Upstairs you will find 3 generous size bedrooms with a flex space - perfect for a game room or movie room. Relax and unwind in the massive owners retreat. Enjoy morning coffee on your covered balcony that overlooks the preserve and your maintenance-free fenced-in yard. Golf cart up to the Recharge Amenity Center and enjoy the resort-style pool, fitness center, playground and dog park.

Cost to own

Mortgage calculator

$519,900
$103,980
Loan Term
Monthly Payment
$2,643
Principal & Interest: $2,643
Est. Taxes & Insurance: $661
Estimated Total Monthly
$3,303
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,643
Property taxesest. at asking price, Duval County$849
HOAbilled monthly$240
Estimated total, before insurance$3,732/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AH — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 21, 2026Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,900
Price / Sq Ft$223
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,331
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional, Villa
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryMandarin Oaks
MiddleTwin Lakes Academy

Community Information

Address9945 Element Road, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionKettering at eTown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number00000000

Amenities

AmenitiesPool, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Gated

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 21, 2026
Days on Market77
HOA Fees$240 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About eTown

eTown is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all eTown homes for sale →

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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