Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

1 / 39

Pending

Pending·174 days on market

4480 Deerwood Lake Parkway 336

Jacksonville, FL 32216

$279,000$185/sqftEst. $1,442/moMLS# 2135372

Beds

Baths

1,509

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Gated in the Deerwood Place Community, enter this beautiful and renovated condo on the Southside of Jacksonville, Fl. Enter a home full of thoughtful design-Upgraded bathrooms offering a luxury experience at home, owners' master suite offering a built-in modern closet, renovated modern kitchen and more! Come tour this dream home and make it your's today! *Seller is related to the listing agent*

Cost to own

Mortgage calculator

Home Price

$279,000

Down Payment: 20%

$55,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,442

Principal & Interest: $1,442

Property taxes (est.): $456

Insurance (est.): $186

Estimated Total Monthly

$2,083

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,442

Property taxesest. at asking price, Duval County$456

HOAbilled quarterly$192

Estimated total, before insurance$2,089/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $285,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$241,500	$190,778	—
2024	$241,500	$191,500	▼ $4,500
2023	$246,000	$196,000	—
2022	$198,000	$198,000	—
2021	$155,500	$155,500	—
2020	$155,500	$155,500	—

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.