This home is in Jacksonville.
Active·128 days on market
4480 Deerwood Lake Parkway 454
Jacksonville, FL 32216
About this home
Jacksonville
Wake up above it all. As one of only a handful of top-floor residences in Deerwood Place, #454 offers something no other unit in this price range can--complete privacy, soaring ceilings, and a screened balcony where the only thing above you is sky. Beautifully renovated and being sold fully furnished, this spacious 2-bedroom, 2-bath residence delivers the comfort of a true split plan, soaring ceilings, and a bright, open living area that feels instantly welcoming. Granite and stainless in the kitchen, refined trim details throughout, and a screened balcony make everyday living feel elevated. Enjoy the peace of a secure, gated community with a secured lobby, elevators, and garage parking--all designed for low-maintenance living. Whether you're downsizing, relocating, or simply ready for a more convenient lifestyle, #454 brings the right combination of space, security, and location for an effortless move.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $241,500 | $190,778 | — |
| 2024 | $241,500 | $106,436 | ▼ $4,500 |
| 2023 | $246,000 | $101,880 | — |
| 2022 | $198,000 | $97,457 | — |
| 2021 | $155,500 | $93,163 | — |
| 2020 | $155,500 | $91,187 | — |
2025 property taxes (current owner): $3,577/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 11, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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