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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra.

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Active

Active·157 days on market

10160 Old Dixie Highway

Ponte Vedra, FL 32081

$675,000Est. $3,467/moMLS# 2135352
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Ponte Vedra

Beautiful high and dry property in Ponte Vedra near Nocatee. Excellent location and access to Nocatee, St Augustine, Ponte Vedra and Jacksonville. Plenty of shopping nearby, including a short drive to Durbin Park. Easy drive to I-95, I-295 and 9B. Nestled in next to a pretty, established neighborhood with lovely trees. Very walkable and quiet. It is a good site for the development of new housing, especially townhouses. Includes parcels 0243300000 & 0243500001. This property could also be a wonderful investment property, keeping the mobile homes and tenants in place, and even possibly adding a few more homes to lease. Existing homes have been renovated.

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,467
Principal & Interest: $3,467
Property taxes (est.): $898
Insurance (est.): $450
Estimated Total Monthly
$4,815
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,467
Property taxesest. at asking price, St. Johns County$898
Estimated total, before insurance$4,365/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,560/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$267,188$168,996
2025$16,838$9,183
2024$216,614$153,633
2024$13,206$8,349
2023$221,112$139,666
2023$14,857$7,590
2022$198,284$126,969
2022$6,933$6,900
2021$116,067$115,426
2021$6,273$6,273
2020$119,740$104,933
2020$6,273$6,273

2025 property taxes (current owner): $3,560/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 17, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.80 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10160 Old Dixie Highway, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionHilden
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size34,848 sq ft
Parcel Number0243300000

Amenities

UtilitiesElectricity Connected
Water SourceWell
ViewTrees/Woods

Exterior

Lot DescriptionCleared
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMarch 17, 2026
Days on Market133
Tax Amount$3,560
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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