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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·97 days on market·Recent sales in Jacksonville

12712 Josslyn Lane

Jacksonville, FL 32246

$315,000sold priceListed at $315,000 · 100% of asking$203/sqftMLS# 2134745
2
Beds
2.5
Baths
1,553
Sq Ft
2021
Built
1
Garage
No
Pool
FEMA Zone XHOA $285/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

Fall in love with this beautifully designed open-concept home, where the kitchen, living, and dining areas flow seamlessly together-perfect for entertaining or relaxing at home. The kitchen features quartz countertops, stainless steel appliances, and an oversized island with breakfast bar seating. Wood-look tile runs throughout the entire first floor for stylish, low-maintenance living. Enjoy extra storage in the one-car garage and under-stair closet, plus a screened in lanai ideal for unwinding. Upstairs offers two generously sized bedrooms, each with spacious closets and private ensuite baths. The primary suite includes a unique flex space, perfect for a Peloton, office nook, or reading area. Conveniently located near the beaches, shopping, dining, JTB, I-295, Mayo Clinic, UNF, and Naval Station Mayport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
HOAbilled monthly$285
Estimated total, before insurance$2,544/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,829/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$293,807$243,085—
2024$294,895$241,816—
2023$291,089$233,317—
2022$275,066$225,066—
2021$45,000$45,000—
2020$44,000$44,000—

2025 property taxes (current owner): $4,829/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$315,000
  • Mar 13, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3591 Kernan Boulevard 301, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCSep 2026$232,250$1943/21,200490.5
13349 Stone Pond Drive, Jacksonville, FL 32224Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$330,000$1963/2.51,682281
13255 Stone Pond Drive, Jacksonville, FL 32224Listed by MOMENTUM REALTYJul 2026$332,900$1983/2.51,68271
13461 Stone Pond Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$356,500$2183/2.51,632161.1
13364 Beach Boulevard 913, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$245,000$1763/21,394991.2
13364 Beach Boulevard 430, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVAug 2026$215,000$1323/21,623281.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$203
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,553
Acres0.06 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address12712 Josslyn Lane, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionRedhawk Village
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size2,613.6 sq ft
Parcel Number1670678235
ZoningResidential

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Guest

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Patio / PorchPorch, Rear Porch, Screened
RoofShingle

Additional Information

Date ListedMarch 13, 2026
Days on Market97
HOA Fees$285 / Monthly
HOA FrequencyMonthly
Tax Amount$4,829.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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