Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

Photo 1 / 63
Sold

Sold·Closed Jun 1, 2026·18 days on market·Recent sales in Sawgrass·Sawgrass

3039 Cypress Creek Drive E

Ponte Vedra Beach, FL 32082

$1,225,000sold priceListed at $1,270,000 · 96.5% of asking$474/sqftMLS# 2134606
4
Beds
3
Baths
2,585
Sq Ft
1991
Built
2
Garage
No
Pool

9 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $165/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

About this home

Sawgrass

Welcome home to this beautifully updated 4-bedroom, 3-bath waterfront retreat tucked away on a private lot with a fully fenced backyard. Inside, you'll find warm wood flooring, custom wood accents, and an open layout that lives large and bright. Two spacious living areas provide plenty of room to relax or entertain, while the family room's large picture window perfectly frames the peaceful backyard and water views. The thoughtful split-bedroom floor plan offers privacy for everyone, with two bedrooms connected by a Jack-and-Jill bath on one side and the primary suite on the other. A fourth bedroom near the entry is currently used as a home office--perfect for today's flexible lifestyles. Enjoy morning coffee or evening sunsets on the screened lanai overlooking the expansive fenced yard, complete with a stunning majestic oak tree. With plenty of room for pets, play, or even a future pool, this outdoor space is just as special as the home itself.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,785
Property taxesest. at asking price, St. Johns County$1,630
HOAbilled semi-annually$165
Estimated total, before insurance$8,580/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,886/yr · $907/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,225,000
$245,000
Loan Term
Monthly Payment
$6,785
Principal & Interest: $6,785
Property taxes (est.): $1,630
Insurance (est.): $817
Estimated Total Monthly
$9,232
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $950,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$822,232$771,510—
2024$824,082$774,082—
2023$811,661$761,661—
2022$823,800$352,255—
2021$506,341$341,024—
2020$511,296$335,625—

2025 property taxes (current owner): $10,886/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $417/sq ft; this home is listed at $491/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5119 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4173/2.52,1481880.1
5144 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORPSep 2026$1,000,000$4924/22,033550.2
4322 Blue Heron Drive, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Jun 2026$975,000$3943/22,476240.2
128 Nandina Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$1,295,000$5103/2.52,54090.3
4607 Marsh Hawk Place, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$965,000$3543/2.52,724220.3
97 Veranda Court, Ponte Vedra Beach, FL 32082Listed by HOUSE & HAVENJun 2026$809,000$4123/21,96270.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,270,000
Price / Sq Ft$491
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,585
Acres0.24 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address3039 Cypress Creek Drive E, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,454.4 sq ft
Parcel Number0620740260
ZoningSingle Family

Amenities

AmenitiesPool, Jogging Path, Maintenance Grounds, Playground, Security
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
Security24 Hour Security, Gated with Guard

Exterior

Patio / PorchRear Porch
FencingBack Yard
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedMarch 12, 2026
Days on Market18
HOA Fees$990 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameCypress Creek
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$10,886.48
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 FINE HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines