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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vilano Beach, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Apr 20, 2026·10 days on market·Recent sales in Vilano Beach·Vilano Beach

118 Third Street

St. Augustine, FL 32084

$965,000sold priceListed at $985,000 · 98% of asking$543/sqftMLS# 2133449
3
Beds
2.5
Baths
1,778
Sq Ft
1997
Built
1
Garage
Yes
Pool

7 more homes for sale in Vilano Beach →Search Vilano Beach on the map

No HOA9,583 sqft lotSingle Family Residence1 story

About this home

Vilano Beach

Welcome to this charming coastal home just steps from the beautiful beaches of St. Augustine, where you can enjoy peaceful morning walks along the shore and refreshing ocean breezes. This tastefully decorated home features an open floor plan filled with natural light, creating a bright and inviting space for everyday living and entertaining. Recent updates include a new roof (2025), solar panels, and a new enclosed sunroom with its own AC, offering additional flexible living space. Enjoy the private heated pool with pool heater (2020) and a rooftop sitting area perfect for relaxing after a day at the beach. A portion of the garage has been converted into a 4th bedroom, providing extra space for guests or family. Fully furnished and move-in ready, ideal as a primary residence, vacation home, or investment property. Located in Flood Zone X (flood insurance typically not required) and minutes from historic downtown St. Augustine. Buyer to verify all details.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,345
Property taxesest. at asking price, St. Johns County$1,284
Estimated total, before insurance$6,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,170/yr · $764/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$965,000
$193,000
Loan Term
Monthly Payment
$5,345
Principal & Interest: $5,345
Property taxes (est.): $1,284
Insurance (est.): $643
Estimated Total Monthly
$7,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,170/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $436/sq ft; this home is listed at $554/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$707,000$4364/2.51,621710.2
405 Fifth Street, Vilano Beach, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$730,000$3653/22,000110.3
507 Third Street, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$2,300,000$1,1253/22,0441450.3
129 S Beach Drive, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$590,000$3243/21,822600.4
276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$640,000$3853/21,663840.5
302 12th Street, St. Augustine, FL 32084Listed by SUNCOAST PROPERTY MANAGEMENT LLCJun 2026$806,000$4964/31,6241150.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$985,000
Price / Sq Ft$554
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,778
Acres0.22 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address118 Third Street, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionPacetti North Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,583.2 sq ft
Parcel Number1452200060

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDisposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 11, 2026
Days on Market10
Tax Amount$9,169.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: JPAR CITY AND BEACH (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vilano Beach

Vilano Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vilano Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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