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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Arbors At Rivertown, St. Johns.

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Sold

Sold·Closed Jun 29, 2026·72 days on market·Recent sales in Arbors At Rivertown·Arbors At Rivertown

317 Oak Shadow Place

St. Johns, FL 32259

$569,900sold priceListed at $569,900 · 100% of asking$209/sqftMLS# 2133407
4
Beds
2.5
Baths
2,733
Sq Ft
2021
Built
3
Garage
No
Pool

4 more homes for sale in Arbors At Rivertown →Search Arbors At Rivertown on the map

HOA $5/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Arbors At Rivertown

Move-in ready and located in the amenity-rich Rivertown community, this beautiful 4-bedroom, 2.5-bath home offers a functional and inviting floor plan. The main level features a spacious foyer, private office/flex room with double doors, formal dining room, and convenient under-stairs storage. The well-appointed kitchen includes a natural gas cooktop, granite countertops, walk-in pantry, and overlooks the bright gathering room with a wall of sliding doors leading to a large lanai with peaceful preserve views. Upstairs you'll find all four bedrooms, a versatile loft/flex space, and laundry room. The owner's suite features a large walk-in closet, double vanity, and spacious shower. Additional highlights include overhead storage and a 3-car tandem garage. Enjoy all the incredible amenities Rivertown has to offer just in time for summer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, St. Johns County$758
HOAbilled annually$5
Estimated total, before insurance$3,920/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,770/yr · $897/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,900
$113,980
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $758
Insurance (est.): $380
Estimated Total Monthly
$4,295
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$550,031$550,031—
2024$521,855$0—
2023$492,686$0—
2022$423,383$0—
2021$70,000$70,000—

2025 property taxes (current owner): $10,770/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC.Sep 2026$700,000$2145/43,271460.3
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.5
617 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$544,000$2375/32,296730.5
175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$1,046,000$3205/43,271230.5
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$630,674$2644/32,38500.6
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,900
Price / Sq Ft$209
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,733
Acres0.18 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address317 Oak Shadow Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionArbors At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,840.8 sq ft
Parcel Number0007170600

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedMarch 5, 2026
Days on Market72
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$10,769.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOME PLACE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Arbors At Rivertown

Arbors At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Arbors At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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