This home is in Ponte Vedra Beach.
Active Under Contract·133 days on market
1321 Ponte Vedra Boulevard
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
PRICE REDUCED. Experience extraordinary oceanfront living on a private 200' lot with elevated positioning of 28.6 ft above sea level and sweeping Atlantic views. Built in 2016 with two stories of concrete block construction, pilings, and hurricane-rated windows and doors, this custom estate blends exceptional strength with refined coastal design. Walls of glass frame the ocean and fill the home with natural light. The main residence features an oceanfront living room with sliding doors, a chef's kitchen open to the family room, breakfast room, and formal dining with a butler's pantry. A private first-floor guest house offers a full kitchen, family room, oceanfront lanai, and spacious suite. Upstairs, elevator access leads to guest suites and a stunning oceanfront owner's retreat with a balcony, ocean front office, and dual dressing rooms. Pool and spa, expansive lawn, beach walkover, and four garage spaces complete this exceptional coastal estate.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $7,903,126 | $4,336,830 | — |
| 2024 | $7,250,990 | $4,213,899 | — |
| 2023 | $6,570,336 | $4,089,708 | — |
| 2022 | $5,697,197 | $3,969,134 | — |
| 2021 | $4,404,111 | $3,852,072 | — |
| 2020 | $4,425,553 | $3,798,197 | — |
2025 property taxes (current owner): $59,975/yr
Estimated taxes if purchased at asking price: ~$159,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,800 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 5, 2026Listed$9,975,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOUGLAS ELLIMAN FLORIDA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











