This home is in Old Ponte Vedra, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Active·187 days on market·Old Ponte Vedra
539 Rutile Drive
Ponte Vedra Beach, FL 32082
3 more homes for sale in Old Ponte Vedra →Search Old Ponte Vedra on the map
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About this home
Old Ponte Vedra
Welcome to 539 Rutile Drive, an exceptional new construction residence in the heart of old Ponte Vedra Beach. Designed by Dig Architecture and masterfully built by renowned McAneny Builders, this turnkey residence embodies sophisticated luxury at its finest. Encompassing just under 7,000 square feet of exquisitely designed living space, the thoughtfully curated floor plan blends effortless hosting with everyday comfort. A dramatic oversized glass entry door welcomes you into an elegant foyer gallery with direct lagoon views, creating an unforgettable first impression. The heart of the home, the oversized family room, is anchored by a gas masonry fireplace, and is perfectly positioned to capture both sunrise and sunset views. When you are ready to entertain, the foyer and family room open to a striking designer bar that can be discreetly concealed behind doors or fully opened for effortless hosting.
Next steps in Old Ponte Vedra
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Other — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,804 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,709,360 | $1,276,463 | — |
| 2024 | $1,709,885 | $1,160,421 | — |
| 2023 | $1,685,366 | $1,054,928 | — |
| 2022 | $1,351,945 | $959,025 | — |
| 2021 | $1,005,592 | $871,841 | — |
| 2020 | $980,890 | $792,583 | — |
Estimated taxes if purchased at asking price: ~$143,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Apr 10, 2026Listed$8,990,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $805/sq ft; this home is listed at $1,302/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 516 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Sep 2026 | $11,681,053 | $1,770 | 6/6 | 6,600 | 37 | 0.3 |
| 24 Solana Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $7,800,000 | $1,472 | 5/6 | 5,300 | 62 | 0.5 |
| 692 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Sep 2025 | $5,295,000 | $748 | 5/6 | 7,079 | 42 | 0.9 |
| 8049 Whisper Lake Lane W, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $4,290,000 | $805 | 5/6.5 | 5,326 | 71 | 2.1 |
| 350 N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $2,495,000 | $513 | 5/4.5 | 4,868 | 9 | 2.1 |
| 24624 Harbour View Drive, Ponte Vedra Beach, FL 32082Listed by NON MLS (realMLS) | Aug 2026 | $4,250,000 | $640 | 4/6 | 6,641 | 15 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TERRA REAL ESTATE, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Old Ponte Vedra
Old Ponte Vedra is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Old Ponte Vedra homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines