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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jun 16, 2026·65 days on market·Recent sales in Shearwater·Shearwater

73 Bluebonnet Way

St. Augustine, FL 32092

$352,500sold priceListed at $375,000 · 94% of asking$213/sqftMLS# 2133296
3
Beds
2
Baths
1,657
Sq Ft
2020
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/mo4,792 sqft lotSingle Family Residence1 story

About this home

Shearwater

Back on market - Buyer's financing fell through. ASSUMABLE VA Loan! This beautifully maintained 3-bedroom, 2-bath home with a private office offers the perfect blend of luxury, functionality, and resort-style living in lovely Shearwater! Inside, beautiful wood-look tile flooring flows throughout the main living areas, complemented by tall ceilings, elegant lighting, abundant large windows, and new interior paint in 2025. The beautiful kitchen features a large quartz island, ample white cabinetry with crown molding, tile backsplash, and gas cooktop. The open and inviting living room includes a glass door leading to the covered lanai, offering easy access to outdoor living and a perfect space for gatherings. The primary bedroom showcases a tray ceiling, upgraded fan, large walk-in closet, and en suite bath with dual sink vanity and upgraded tiled walk-in shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,953
Property taxesest. at asking price, St. Johns County$469
HOAbilled annually$20
Estimated total, before insurance$2,441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$352,500
$70,500
Loan Term
Monthly Payment
$1,953
Principal & Interest: $1,953
Property taxes (est.): $469
Insurance (est.): $235
Estimated Total Monthly
$2,657
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$363,071$221,813—
2024$366,719$214,854—
2023$376,793$207,140—
2022$323,524$199,650—
2021$251,754$192,379—

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
383 Windswept Way, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$375,000$2093/21,790200.2
184 Cobalt Lane, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJun 2026$494,900$2444/32,02710.2
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.3
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$409,000$2443/21,67420.3
17 Jamestown Court, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$400,000$2223/21,800860.3
40 Ridgewind Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYJun 2026$480,000$2263/22,126190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$226
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,657
Acres0.11 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address73 Bluebonnet Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,791.6 sq ft
Lot Dimensions43x109
Parcel Number0100160980

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026
Days on Market65
HOA Fees$237.25 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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