This home is in Coquina Ridge, St. Augustine — a pool home in St. Johns County.
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Sold·Closed Mar 31, 2026·1 day on market·Recent sales in Coquina Ridge·Coquina Ridge
620 Montiano Circle
St. Augustine, FL 32084
All Coquina Ridge homes for sale →Search Coquina Ridge on the map
About this home
Coquina Ridge
Welcome to 620 Montiano Cir. in the highly sought-after community of Coquina Ridge! This beautifully maintained 4-bedroom, 2-bath home with a spacious 3-car garage offers the perfect blend of privacy, comfort, and convenience. Step inside to discover a thoughtfully designed floor plan ideal for both everyday living and entertaining. The home has been extremely well-maintained and shows pride of ownership throughout. Out back, enjoy your own private oasis featuring a stunning screened-in pool overlooking a peaceful preserve -- no rear neighbors, just nature and tranquility. The pool is equipped with a solar heater installed in 2022, giving you energy-efficient, year-round enjoyment. Located just minutes from historic downtown St. Augustine and the beautiful area beaches, this home offers easy access to everything that makes Northeast Florida so desirable. Commuters will appreciate the quick and convenient access to U.S. 1 & I-95 making travel to Jacksonville and surrounding areas
Next steps in Coquina Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park21 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area6 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 4 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 3 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park11 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix6 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,953/yr
Estimated taxes if purchased at asking price: ~$10,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $300/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1321 Roosevelt Drive, St. Augustine, FL 32084Listed by REMAX WELCOME HOME | Sep 2026 | $664,900 | $357 | 3/2 | 1,865 | 14 | 0.2 |
| 34 Estero Court, St. Augustine, FL 32084Listed by BEACH STATE REALTY | Jul 2026 | $796,500 | $278 | 4/3.5 | 2,861 | 58 | 0.2 |
| 1110 Woodlawn Road D, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $379,950 | $223 | 3/2 | 1,701 | 2 | 0.4 |
| 830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTY | Jun 2026 | $340,000 | $146 | 3/2 | 2,329 | 187 | 0.8 |
| 783 Pullman Circle, St. Augustine, FL 32084Listed by STA REALTY | Sep 2026 | $585,000 | $249 | 4/3 | 2,346 | 24 | 0.9 |
| 367 Mission Trace Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $540,000 | $283 | 3/2 | 1,906 | 63 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Sold by: REDFIN CORPORATION (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coquina Ridge
Coquina Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines