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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed May 29, 2026·59 days on market·Recent sales in St. Augustine

49 Mission Cove Circle

St. Augustine, FL 32084

$362,000sold priceListed at $362,000 · 100% of asking$170/sqftMLS# 2132587
4
Beds
2
Baths
2,126
Sq Ft
2012
Built
2
Garage
No
Pool
HOA $61/mo6,970 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Come & enjoy your new home in the quaint neighborhood of Mission Trace. 5 miles to Historic Downtown St. Augustine & beautiful Vilano Beach, walking distance to Publix & several restaurants. Enjoy your open floorplan including the kitchen, dining room & family room that is perfect for entertaining family & friends. There is the split bedroom floorplan for privacy & a flex room that can be used as an office, bedroom or dining room. Relax in your screen lanai with your morning coffee or afternoon beverage. NO CDD fees and close to everything. Are you ready to call this home?

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,005
Property taxesest. at asking price, St. Johns County$482
HOAbilled annually$61
Estimated total, before insurance$2,547/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,640/yr · $220/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$362,000
$72,400
Loan Term
Monthly Payment
$2,005
Principal & Interest: $2,005
Property taxes (est.): $482
Insurance (est.): $241
Estimated Total Monthly
$2,728
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$339,726$158,582—
2024$364,895$158,264—
2023$362,001$152,198—
2022$311,958$146,309—
2021$247,401$140,591—
2020$225,978$137,960—

2025 property taxes (current owner): $2,640/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $283/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
206 Mission Cove Circle, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$379,900$2054/21,857500.1
367 Mission Trace Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNSJun 2026$540,000$2833/21,906630.2
757 Blackmoor Gate Lane, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$530,000$3083/21,72340.5
917 Oxford Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$560,000$2713/22,070370.7
1321 Roosevelt Drive, St. Augustine, FL 32084Listed by REMAX WELCOME HOMESep 2026$664,900$3573/21,865140.9
394 Hefferon Drive, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATESep 2026$465,000$2024/2.52,297141

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$362,000
Price / Sq Ft$170
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,126
Acres0.16 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address49 Mission Cove Circle, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionMission Trace
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,969.6 sq ft
Parcel Number0886610420

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
FencingFull
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedMarch 2, 2026
Days on Market59
HOA Fees$728 / Annually
HOA FrequencyAnnually
Tax Amount$2,640.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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