This home is in St. Augustine — a home near Pedro Menendez High School.
Sold·Closed Jun 1, 2026·83 days on market·Recent sales in St. Augustine
494 Keller Lane
St. Augustine, FL 32086
About this home
St. Augustine
This custom-built 3 bedroom, 2.5 bath ranch with Colonial Revival influence and brick exterior sits on a spacious 0.58-acre lot in desirable South St. Augustine, just minutes from historic downtown. With no HOA, this property offers a rare blend of space, flexibility, and freedom that is increasingly difficult to find this close to town. In addition to the main bedrooms, the home features an office and a bonus room with two closets, easily converting into a 4th bedroom to suit your needs. The kitchen includes a walk-in pantry with additional built-in storage, providing both functionality and organization for everyday living. Recent upgrades include a 3-year-new roof, new HVAC system, and new water heater, delivering move-in confidence and long-term peace of mind. Designed for versatility, the property features two oversized carports accommodating up to 8 vehicles, plus an extra-wide 2-car garage with...
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $460,628 | $230,556 | — |
| 2024 | $519,112 | $223,351 | — |
| 2023 | $495,966 | $215,389 | — |
| 2022 | $391,568 | $207,659 | — |
| 2021 | $323,146 | $200,154 | — |
| 2020 | $246,700 | $196,700 | — |
2025 property taxes (current owner): $3,601/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 112 Crooked Tree Trail, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $355,000 | $177 | 3/2 | 2,004 | 48 | 0.6 |
| 5067 Devonshire Drive, St. Augustine, FL 32086Listed by FIV REALTY CO FLORIDA LLC | May 2026 | $643,689 | $249 | 3/2.5 | 2,580 | 1 | 0.7 |
| 3369 Kings Road S, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTY | Sep 2026 | $715,000 | $229 | 5/4 | 3,127 | 5 | 0.8 |
| 179 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLC | Aug 2026 | $560,000 | $234 | 3/2 | 2,390 | 315 | 0.8 |
| 3517 Carolwood Lane, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Jun 2026 | $625,000 | $278 | 4/2 | 2,246 | 1 | 0.8 |
| 93 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLC | Jun 2026 | $585,000 | $204 | 4/3.5 | 2,864 | 257 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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