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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jul 21, 2026·48 days on market·Recent sales in St. Augustine

112 Crooked Tree Trail

St. Augustine, FL 32086

$355,000sold priceListed at $425,000 · 83.5% of asking$177/sqftMLS# 2145419
3
Beds
2
Baths
2,004
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XHOA $110/mo0.59 acresSingle Family Residence1 story

About this home

St. Augustine

Nestled on a lush, oversized lot, this charming brick home at 112 Crooked Tree Trail offers a perfect blend of classic comfort and functional living. Ideally located just off US-1, the property provides easy access to the historic charm of downtown St. Augustine and the beautiful local beaches, while maintaining a sense of quiet seclusion. The lot is a nature lover's dream, surrounded by a canopy of mature trees that provide exceptional privacy and a serene, wooded backdrop for the screened-in rear porch. Inside, the interior features a mix of tile and carpet flooring, a cozy wood-burning fireplace, and a versatile layout that includes three bedrooms and two full bathrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, St. Johns County$472
HOAbilled monthly$110
Estimated total, before insurance$2,549/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,369/yr · $447/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $472
Insurance (est.): $237
Estimated Total Monthly
$2,675
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,270 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$373,850$373,850—
2024$427,266$123,598—
2023$367,652$118,396—
2022$310,802$117,846—
2021$228,491$112,943—
2020$232,412$110,686—

2025 property taxes (current owner): $5,369/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$425,000
  • Jul 11, 2026Pending$425,000
  • May 15, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3517 Carolwood Lane, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPJun 2026$625,000$2784/22,24610.5
756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYAug 2026$339,900$2142/21,59210.8
214 Deltona Boulevard, St. Augustine, FL 32086Listed by MEMORY HOPKINS REAL ESTATEJun 2026$460,000$1974/32,3342200.9
3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLCOct 2026$520,000$2863/21,818291
3508 Kings Road S, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$550,000$2373/22,3192021
429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$388,000$2603/21,490761.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Acres0.59 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address112 Crooked Tree Trail, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionMoultrie Trails
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size25,700.4 sq ft
Parcel Number1851900900

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1

Exterior

FencingFull
RoofShingle
ConstructionBrick

Additional Information

Date ListedMay 15, 2026
Days on Market48
HOA Fees$110 / Monthly
HOA FrequencyMonthly
Tax Amount$5,369.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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