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This home is in WGV Laterra Condo, St. Augustine a golf course home in St. Johns County.

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Active

Active·191 days on market·WGV Laterra Condo

965 Registry Boulevard 106

St. Augustine, FL 32092

$365,000$264/sqftEst. $1,896/moMLS# 2132475
2
Beds
2
Baths
1,385
Sq Ft
2006
Built
Garage
No
Pool

About this home

WGV Laterra Condo

Experience the easygoing Laterra lifestyle in this beautifully maintained & fully furnished 2-bedroom, 2-bath condo with a flexible lockout suite--perfect for guests, seasonal living, or potential rental income. Surrounded by mature trees and overlooking the landscaped grounds, parking area, and glimpses of the golf course, this condo offers a peaceful and relaxing setting within the sought-after King & Bear community. Located in the Laterra Condominiums at World Golf Village, this property combines comfort and convenience with a versatile layout ideal for both full-time residents and vacation homeowners. The lockout suite adds privacy and flexibility, providing an excellent space for hosting guests or creating a separate living area. Residents have access to the resort-style pool and spa, with nearby dining, golf, and entertainment options to enjoy. Conveniently located near I-95 and historic St. Augustine, this condo offers an ideal balance of tranquil living and easy accessibility.

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$1,896
Principal & Interest: $1,896
Property taxes (est.): $486
Insurance (est.): $243
Estimated Total Monthly
$2,625
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,896
Property taxesest. at asking price, St. Johns County$486
HOAbilled quarterly$208
Estimated total, before insurance$2,590/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,377/yr · $281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $379,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$250,750$250,750
2024$261,035$261,035
2023$244,264$244,264
2022$170,000$147,076
2021$141,525$133,705
2020$121,550$121,550

2025 property taxes (current owner): $3,377/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Price change$365,000$5,000
  • Mar 5, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000
Price / Sq Ft$264
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,385
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address965 Registry Boulevard 106, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Laterra Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number2879993106
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Playground, Spa/Hot Tub, Tennis Court(s), Trash, Water
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LaundryIn Unit
SecurityGated with Guard
Spa FeaturesCommunity

Exterior

Patio / PorchPatio

Additional Information

Date ListedMarch 5, 2026
Days on Market176
HOA Fees$625 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Tax Amount$3,377.25
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About WGV Laterra Condo

WGV Laterra Condo is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV Laterra Condo homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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