This home is in WGV Laterra Condo, St. Augustine.

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Active

Active·143 days on market·WGV Laterra Condo

965 Registry Boulevard 106

St. Augustine, FL 32092

$370,000$267/sqftEst. $1,887/moMLS# 2132475

Beds

Baths

1,385

Sq Ft

2006

Built

—

Garage

Pool

About this home

WGV Laterra Condo

Experience the easygoing Laterra lifestyle in this beautifully maintained 2-bedroom, 2-bath condo featuring a flexible lockout suite -- ideal for guests, seasonal living, or potential rental income. Surrounded by mature trees with views of the landscaped grounds, parking area, and glimpses of the golf course, this condo offers a quiet and relaxing atmosphere within the sought-after King & Bear community. Located in the Laterra Condominiums at World Golf Village, this property blends comfort and convenience with a versatile layout designed for both full-time residents and vacation homeowners. The lockout suite provides added privacy and flexibility, making it perfect for hosting visitors or creating a separate living space. Residents enjoy access to the resort-style pool and spa, along with nearby dining, golf, and entertainment options. Conveniently situated close to I-95 and historic St. Augustine, this condo offers the perfect balance of peaceful living and accessibility.

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,887

Principal & Interest: $1,887

Property taxes (est.): $492

Insurance (est.): $247

Estimated Total Monthly

$2,626

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,887

Property taxesest. at asking price, St. Johns County$492

HOAbilled quarterly$208

Estimated total, before insurance$2,587/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,377/yr · $281/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $379,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$250,750	$250,750	—
2024	$261,035	$261,035	—
2023	$244,264	$244,264	—
2022	$170,000	$147,076	—
2021	$141,525	$133,705	—
2020	$121,550	$121,550	—

2025 property taxes (current owner): $3,377/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 5, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$370,000

Price / Sq Ft$267

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,385

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address965 Registry Boulevard 106, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2879993106

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Playground, Spa/Hot Tub, Tennis Court(s), Trash, Water

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected

Water SourcePublic

ParkingParking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

# of Stories1

LaundryIn Unit

SecurityGated with Guard

Spa FeaturesCommunity