This home is in WGV Laterra Condo, St. Augustine.

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Active

Active·2 days on market·WGV Laterra Condo

955 Registry Boulevard 103

St. Augustine, FL 32092

$295,000$337/sqftEst. $1,504/moMLS# 2156370

Beds

Baths

875

Sq Ft

2004

Built

—

Garage

Pool

About this home

WGV Laterra Condo

RARELY AVAILABLE, UPDATED FIRST FLOOR CONDO IN MAIN BUILDING OF LATERRA- IDEAL FOR A PRIMARY RESIDENCE, FLORIDA GETAWAY, OR INVESTMENT PROPERTY! Enjoy the flexibility of Florida living in this beautifully updated, move-in-ready condo at Laterra, located behind the gates of the prestigious King & Bear community in World Golf Village. Whether you're searching for a full-time residence, second home, vacation retreat, seasonal getaway, or St. Augustine investment property, this first-floor condo offers an exceptional combination of location, lifestyle, and low-maintenance living. The bright, single-level floor plan features an open living area, fully equipped kitchen, spacious king-sized bedroom, private bath with recently renovated shower, kitchen backsplash and appliances. The desirable garden-view unit with private patio provides added privacy and peaceful views, creating the perfect place to relax and enjoy the Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,504

Principal & Interest: $1,504

Property taxes (est.): $393

Insurance (est.): $197

Estimated Total Monthly

$2,093

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,504

Property taxesest. at asking price, St. Johns County$393

HOAbilled monthly$367

Estimated total, before insurance$2,264/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,922/yr · $244/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,922/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000

Price / Sq Ft$337

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage875

Year Built2004

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesEast

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address955 Registry Boulevard 103, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2879991103

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Golf Course, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAdditional Parking, Parking Lot

ViewPond, Trees/Woods

Waterfront TypeLagoon