This home is in Bartram Springs, Jacksonville — a waterfront home in Jacksonville.
$486,000Sold5 bd · 3 ba · 2,796 sq ft
Sold·Closed Oct 30, 2026·120 days on market·Recent sales in Bartram Springs·Bartram Springs
15086 Bulow Creek Drive
Jacksonville, FL 32258
11 more homes for sale in Bartram Springs →Search Bartram Springs on the map
About this home
Bartram Springs
BRING AN OFFER! Spacious 5/3+LOFT with NEW ROOF on lakefront lot. Interior impresses with vaulted ceilings, recessed lights, stunning accent walls, decorative trim work & crown molding, & laminate wood floors. Multi-generational flexible floor plan includes a possible in-law suite via the downstairs bedroom & full bath, an office space or play room in the loft, plus 4 bedrooms upstairs. Private master suite with walk-in closet and well-appointed ensuite bath offers quiet refuge at day's end whether soaking in the garden tub or the tiled glass shower. Meal prep and entertaining is easy in the huge kitchen with breakfast nook and island offering numerous storage cabinets, Corian countertops, and SS appliances. Laundry room upstairs and W/D convey. Nicely landscaped and fenced backyard features large covered lanai with water views. New carpet after closing and 2 stair spindles being replaced. Natural gas community. Make this home yours!
Next steps in Bartram Springs
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)30 min drive · 70 parking spaces
Closest park or preserve
Julington-Durbin Preserve11 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 6 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park13 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix7 min drive · 155 Bartram Market Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $449,946 | $264,550 | ▲ $15,000 |
| 2024 | $436,190 | $256,387 | — |
| 2023 | $427,715 | $247,464 | — |
| 2022 | $386,966 | $238,800 | — |
| 2021 | $288,105 | $230,389 | — |
| 2020 | $279,813 | $226,518 | — |
2025 property taxes (current owner): $7,114/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 30, 2026Closed$469,900
- Oct 9, 2026Pending$469,900
- Oct 1, 2026Price change$469,900−$10,000
- Sep 18, 2026Price change$479,900−$10,000
- Aug 31, 2026Price change$489,900−$10,000
- Aug 23, 2026Price change$499,900−$5,100
- Jul 24, 2026Price change$505,000−$14,900
- Jul 9, 2026Price change$519,900−$13,100
- Jun 11, 2026Listed$533,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14557 Big Brush Lane, Jacksonville, FL 32258Listed by TOUSSAINT GROUP REALTY LLC | Aug 2026 | $475,000 | $196 | 4/2 | 2,418 | 39 | 0.2 |
| 6197 Kissengen Spring Court, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLC | Aug 2026 | $530,000 | $175 | 5/4 | 3,025 | 52 | 0.4 |
| 14916 W Fern Hammock Drive, Jacksonville, FL 32258Listed by HOUSE & HAVEN | Oct 2026 | $454,500 | $182 | 4/3 | 2,492 | 63 | 0.5 |
| 6045 Alderfer Springs Drive, Jacksonville, FL 32258Listed by REAL BROKER LLC | Aug 2026 | $480,000 | $188 | 4/3 | 2,554 | 71 | 0.5 |
| 5828 Brush Hollow Road, Jacksonville, FL 32258Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $515,000 | $188 | 5/3 | 2,742 | 3 | 0.5 |
| 14657 Littleleaf Drive, Jacksonville, FL 32258Listed by COMPASS FLORIDA LLC | Sep 2026 | $445,000 | $213 | 3/2.5 | 2,087 | 52 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Springs
Bartram Springs is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines