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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·113 days on market·Recent sales in Kettering at eTown·Kettering at eTown

10026 Invention Lane

Jacksonville, FL 32256

$686,800sold priceListed at $700,000 · 98.1% of asking$250/sqftMLS# 2131037
5
Beds
4
Baths
2,750
Sq Ft
2022
Built
2
Garage
No
Pool

21 more homes for sale in Kettering at eTown →Search Kettering at eTown on the map

FEMA Zone XHOA $36/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Kettering at eTown

Located in Kettering at eTown, this beautifully designed 5BR/4BA home by Providence Homes features a striking Modern Eclectic brick elevation and a functional, open-concept layout. The first floor includes a spacious primary suite with en-suite bath, plus a guest bedroom and full bath--ideal for visitors or multi-generational living. The family and dining area showcases a stunning shiplap ceiling with wood-look beams, creating warmth and architectural character, complemented by 8' interior doors throughout. The gourmet kitchen is appointed with quartz countertops, 42'' stacked cabinetry with 18'' uppers (Level 4), designer backsplash, and generous prep and storage space. Upstairs, a versatile flex room offers options for a media room, office, or play space. Residents enjoy eTown amenities including a zero-entry resort-style pool with lap lanes, fitness center with outdoor yoga lawn, rooftop patio, playground, event lawn, gathering areas, and dog park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,804
Property taxesest. at asking price, Duval County$1,121
HOAbilled annually$36
Estimated total, before insurance$4,961/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,785/yr · $732/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$686,800
$137,360
Loan Term
Monthly Payment
$3,804
Principal & Interest: $3,804
Property taxes (est.): $1,121
Insurance (est.): $458
Estimated Total Monthly
$5,383
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $680,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$571,598$369,651▲ $10,000
2024$561,424$358,526—
2023$555,711$555,711▲ $49,366
2022$85,000$85,000—

2025 property taxes (current owner): $8,785/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 11, 2026Closed$700,000
  • Feb 19, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $283/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11225 Bright Path Court, Jacksonville, FL 32256Listed by VENTURE REALTY CO, LLCOct 2026$595,000$2833/22,099120.1
10051 Invention Lane, Jacksonville, FL 32256Listed by THE AGENCY AT PONTE VEDRASep 2026$610,000$2494/32,45220.1
11319 Madelynn Drive, Jacksonville, FL 32256Listed by WEICHERT REALTORS COASTAL CITYJul 2026$781,000$2953/2.52,646420.2
10134 Illumination Drive, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$900,500$3353/22,685110.3
9809 Invention Lane, Jacksonville, FL 32256Listed by HERRON REAL ESTATE LLCJul 2026$620,000$2494/32,488300.3
10302 Innovation Way, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$620,000$2634/2.52,355250.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$700,000
Price / Sq Ft$255
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,750
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10026 Invention Lane, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionKettering at eTown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size8,276.4 sq ft
Parcel Number1677624485
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 20, 2026
Days on Market113
HOA Fees$426.55 / Annually
HOA FrequencyAnnually
Tax Amount$8,784.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARGANON REAL ESTATE FIRM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kettering at eTown

Kettering at eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Kettering at eTown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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