Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, St. Johns — a waterfront home in St. Johns County.

Photo 1 / 53
Sold

Sold·Closed Jun 15, 2026·4 days on market·Recent sales in Aberdeen·Aberdeen

1017 Torry Court

St. Johns, FL 32259

$600,000sold priceListed at $590,000 · 101.7% of asking$231/sqftMLS# 2130862
4
Beds
2.5
Baths
2,596
Sq Ft
2012
Built
2
Garage
Yes
Pool

23 more homes for sale in Aberdeen →Search Aberdeen on the map

HOA $4/mo11,326 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Aberdeen

Welcome to this beautifully maintained 4-bed, 2.5-bath home built in 2012 by Providence Home Builders. A new roof was installed in 2025, offering peace of mind for years to come. Inside, you'll find four bright bedrooms, a dedicated home office, and a loft area perfect for additional living. You'll appreciate the plush carpeting, hickory wood flooring, built-in cabinetry, and thoughtful finishes. Step outside to your serene backyard featuring a pool built in 2020, complete with paved decking and screened enclosure. The expansive side yard offers additional outdoor play. Enjoy the low HOA of just $50 per year, and a prime location near top-rated schools in St. Johns County. You're moments from the Aberdeen Fitness Center, lap pool, local shops, restaurants - all within walking or biking distance. With close access to Interstate 95, the beaches, the St. Johns River, and Mayo Clinic, this home offers the best of Florida living. Welcome to one of the most desirable areas in the state.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled annually$4
Estimated total, before insurance$4,126/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,002/yr · $583/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,522
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$510,045$279,053—
2024$494,788$270,481—
2023$503,547$261,147—
2022$421,713$252,084—
2021$332,201$243,285—
2020$286,117$210,290▲ $538

2025 property taxes (current owner): $7,002/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300.1
824 Bugle Branch Way, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$837,000$2525/3.53,320150.4
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.5
43 Cruden Bay Court, St. Johns, FL 32259Listed by BRIDGE & BEACON REAL ESTATE LLCSep 2026$440,000$2164/32,041420.7
544 Grampian Highlands Drive, St. Johns, FL 32259Listed by ASSIST2SELL BUYERS & SELLERS REALTYSep 2026$414,900$2244/21,850380.8
294 Grampian Highlands Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$452,000$2214/32,04150.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$590,000
Price / Sq Ft$227
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,596
Acres0.26 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

School Information

Community Information

Address1017 Torry Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,325.6 sq ft
Parcel Number0096812420

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Park, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Pool, Protected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchScreened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedFebruary 28, 2026
Days on Market4
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$7,001.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines