75695 Bayley Place

Yulee, FL 32097

$447,390$211/sqftEst. $2,302/moMLS# 2130360

Beds

Baths

2,116

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Beautiful open-concept single-story home offering 3 bedrooms, 2 full bathrooms, and a versatile enclosed flex space—perfect for a study, playroom, den, or home office. The thoughtfully designed layout creates seamless flow between living, dining, and kitchen areas, ideal for both everyday living and entertaining. A large sliding glass door extends the dining area to the covered lanai, creating effortless indoor-outdoor living and bringing in abundant natural light. The kitchen is a true centerpiece, featuring a spacious center island with views of the backyard, a designer vent hood, gas cooktop, built-in microwave and oven, elegant white cabinetry, and stunning quartz countertops. Located in the highly desirable Tributary community, residents enjoy a vibrant neighborhood atmosphere with resort-style amenities, a fitness center, future kayak launch, regional park, scenic walking trails, and so much more. Experience comfort, style, and community all in one exceptional home.

Cost to own

Mortgage calculator

Home Price

$447,390

Down Payment: 20%

$89,478

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,302

Principal & Interest: $2,302

Property taxes (est.): $618

Insurance (est.): $298

Estimated Total Monthly

$3,218

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,302

Property taxesest. at asking price, Nassau County$618

HOAbilled annually$13

Estimated total, before insurance$2,933/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History