This home is in S Ponte Vedra Beach, Ponte Vedra Beach.

1 / 44

Active

Active·49 days on market·S Ponte Vedra Beach

2931 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,800,000$653/sqftEst. $9,580/moMLS# 2147322

Beds

Baths

2,758

Sq Ft

1988

Built

Garage

Pool

About this home

S Ponte Vedra Beach

OCEANFRONT! AND GUANA PRESERVE VIEWS! Experience refined coastal living in this thoughtfully reimagined oceanfront residence along the quiet shores of South Ponte Vedra Beach. Positioned directly on the Atlantic with unobstructed water views and the Guana Preserve just across the street, this updated three-story home offers a rare balance of privacy and connection to nature. On the ocean side, expansive walls of turtle glass. The interior is filled with natural light while framing panoramic coastline views from nearly every level. Multiple balconies and wraparound outdoor living spaces create a seamless connection to the sea. The updated interior blends contemporary design with relaxed coastal elegance -- sophisticated yet deeply serene. Whether envisioned as a primary residence, luxury second home, or investment property with seasonal income potential, this is a timeless oceanfront home.

Cost to own

Mortgage calculator

Home Price

$1,800,000

Down Payment: 20%

$360,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$9,092

Principal & Interest: $9,092

Est. Taxes & Insurance: $2,273

Estimated Total Monthly

$11,365

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,580

Property taxesest. at asking price, St. Johns County$2,395

Estimated total, before insurance$11,976/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,403,712	$1,086,020	—
2025	$11,104	$11,104	—
2024	$1,382,800	$987,291	—
2024	$11,104	$10,781	—
2023	$1,389,939	$897,537	—
2023	$9,801	$9,801	—
2022	$1,168,397	$815,943	—
2022	$23,168	$23,168	—
2021	$767,053	$741,766	—
2021	$21,752	$21,752	—
2020	$674,333	$674,333	—
2020	$22,325	$22,325	—

2025 property taxes (current owner): $19,187/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History