This home is in Shearwater, St. Augustine.
Sold·Closed Jun 16, 2026·103 days on market·Recent sales in Shearwater·Shearwater
55 Palisade Drive
St. Augustine, FL 32092
52 more homes for sale in Shearwater →Search Shearwater on the map
About this home
Shearwater
Welcome to resort-style living in the highly sought-after Shearwater community. Just steps from world-class amenities, including a lazy river, waterslide, lagoon-style pool, clay tennis courts, fitness center, and more. This home is the definition of living life on vacation! This former David Weekley model home is truly one of a kind, showcasing premium upgrades and designer-selected finishes you won't find in neighboring properties. The coastal-inspired exterior pairs beautifully with a clean, contemporary interior, creating a timeless yet modern aesthetic throughout. Thoughtfully designed on a single level, this 4-bedroom, 3-bath home also features a private office, ideal for working from home or creating a quiet retreat. Soaring 10-foot ceilings with 12-foot tray accents fill the space with natural light and enhance the open, airy feel. At the heart of the home, the gourmet kitchen is a chef's dream, complete with a stunning gas cooktop, generous prep space, and an effortless
Next steps in Shearwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $600,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $490,638 | $397,725 | — |
| 2024 | $495,849 | $385,809 | — |
| 2023 | $499,832 | $293,923 | — |
| 2022 | $449,868 | $288,760 | — |
| 2021 | $341,607 | $278,893 | — |
| 2020 | $328,998 | $274,352 | — |
2025 property taxes (current owner): $8,523/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $590,000 | $217 | 4/3 | 2,723 | 88 | 0 |
| 43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTY | Sep 2026 | $547,500 | $232 | 4/2.5 | 2,357 | 0 | 0.1 |
| 115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTY | Sep 2026 | $625,000 | $253 | 4/3 | 2,473 | 13 | 0.3 |
| 201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLC | Oct 2026 | $540,000 | $266 | 4/3 | 2,027 | 72 | 0.8 |
| 94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $859,900 | $274 | 4/3 | 3,140 | 126 | 1.2 |
| 3101 E Banister Road, St. Augustine, FL 32092Listed by LOKATION | Sep 2026 | $425,000 | $235 | 3/2 | 1,808 | 31 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Shearwater
Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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